30 June 2025

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Australian house prices close in on world record The case for the $3 million super tax 7 examples of how the new super tax will be calculated The revolt against Baby Boomer wealth Meg on SMSFs: Withdrawing assets ahead of the $3m super tax

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Home / White Papers 2021

Interest rates, house prices, super: keys to Australia's household wealth

Fidelity
1 July 2021
1

One of the most important channels that lower interest rates work through is via higher asset prices, which leads to increased levels of household wealth and consumption. These changes in the ‘wealth effect’ are a key factor in assessing the outlook for the Australian economy given that a large share of our economy is driven by household consumption.

Download the full paper here

Fidelity International

1 Comments

Kenneth
June 30, 2021

“ Super has grown from 11% of household wealth in 1989 to
21% today, reflecting an environment of asset price inflation over the time period, fueled by ever-lower interest rates.” The author doesn’t mention the impact of superannuation guarantee contributions (SGC) by employers, co-contributions by the federal government, salary sacrifice contributions by employees and personal contributions by members.

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Australian house prices close in on world record

Sydney is set to become the world’s most expensive city for housing over the next 12 months, a new report shows. Our other major cities aren’t far behind unless there are major changes to improve housing affordability.

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The Government's proposed tax has copped a lot of flack though I think it's a reasonable approach to improve the long-term sustainability of superannuation and the retirement income system. Here’s why.

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The super tax has caused an almighty scuffle, but for SMSFs impacted by the proposed tax, a big question remains: what should they do now? Here are ideas for those wanting to withdraw money from their SMSF.

Meg Heffron
4 June 2025

The super tax and the defined benefits scandal

Australia's superannuation inequities date back to poor decisions made by Parliament two decades ago. If super for the wealthy needs resetting, so too does the defined benefits schemes for our public servants.

John Abernethy
28 May 2025

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Interest rates, house prices, super: keys to Australia's household wealth