Register For Our Mailing List

Register to receive our free weekly newsletter including editorials.

Who curates Firstlinks?

  •      
  •   

Firstlinks (previously published as Cuffelinks) is a community sharing both the knowledge and the battle scars of experience from an informed and impartial point of view, without pushing products or promoting services.

Cuffelinks was founded in 2012 by Graham Hand and Chris Cuffe and was acquired by Morningstar Australasia in October 2019. 

Graham Hand

Graham Hand is Managing Editor of Firstlinks and Editorial Director at Morningstar.

Graham has 45 years’ experience in financial markets, starting at the Commonwealth Bank in 1976 where he headed New Issues before becoming General Manager, Capital Markets. From 1988, he was Deputy Treasurer at the State Bank of New South Wales, and from 1995, he was Managing Director, Treasury at NatWest Markets Australia.

Graham then embarked on full-time writing and consulting roles, where his clients included AMP, Westpac, Commonwealth Bank, Colonial First State, CUSCAL, Travelex and Arab Bank. He consulted to Colonial First State from 2001 and was appointed General Manager, Funding & Alliances in 2007, managing the funding for the largest geared share funds in the country, peaking at $10 billion, and establishing seven boutique asset management businesses across all asset classes.

In 2001, Graham’s first book, Naked Among Cannibals, an analysis of the evolution of Australian banking, featured in the Top 10 Business Books in Australia for several months. His first novel, Beyond Lucas Heights, was published in 2005. He wrote a monthly column on banking and funds management for CFO Magazine, and his articles have appeared in Euromoney, International Financing Review andMoney Management magazines, as well as websites Crikey and Banking Day.

Graham has an honours degree in economics from the University of NSW and a Diploma from the Securities Institute of Australia (now the Financial Services Institute of Australasia).

Prior to joining Morningstar, Graham was a Director of the Listed Investment Company, Absolute Equity Performance Fund (ASX:AEG, the listed version of the Bennelong Long Short Equity Fund) and a member of the Compliance Committee of Lazard Asset Management Pacific Co. He is currently a Director of Wealth02, an unconflicted, low cost managed account platform solution for advisers

Leisa Bell, Assistant Editor

Leisa Bell joined Cuffelinks in 2013 as Assistant Editor and is also Editorial Associate at Morningstar.

Leisa has spent most of her career in the banking and finance industry, from specialising as a credit analyst to financial publishing. For 15 years, she worked across multiple levels of banking (retail, business, treasury, corporate and investment banking), both domestic and international. After a career break to raise children, she spent five years managing a small finance consultancy before joining a fledging Cuffelinks in 2013, assisting with editing, publishing and business administration.

banner

Most viewed in recent weeks

An important Foxtel announcement...

News Corp's plans to sell Foxtel are surprising in that streaming assets Kayo, Binge and Hubbl look likely to go with it. This and recent events in the US show the bind that legacy TV businesses find themselves in.

Welcome to Firstlinks Edition 575 with weekend update

A new study has found Australians far outlive people in other English-speaking countries. We live four years longer than the average American and two years more than the average Briton, and some of the reasons why may surprise you.

  • 29 August 2024

The challenges of building a portfolio from scratch

It surprises me how often individual investors and even seasoned financial professionals don’t know the basics of building an investment portfolio. Here is a guide to do just that, as well as the challenges involved.

Creating a bulletproof investment portfolio

Is it possible to build a portfolio that performs well in any economic environment? So-called 'All Weather' portfolios have become more prominent of late, and this looks at what these portfolios are and their pros and cons.

Welcome to Firstlinks Edition 578 with weekend update

The number of high-net-worth individuals in Australia has increased by almost 9% over the past year, and they now own $3.3 trillion in investable assets. A new report reveals how the wealthy are investing their money.

  • 19 September 2024

Why I'm a perma-bull on stocks

Investors overestimate the risk of owning stocks and underestimate the risk of not owning them. In the long run, shares crush other major asset classes, yet it’s one thing to understand this, it’s another to being able to execute on it.

Latest Updates

Investing

Where to find good investment writing and advice

Investors are exposed to so much information that it’s often hard to filter the good from the bad. This looks at how to tell the difference between the two and the best sources of investment writing and advice.

Investment strategies

Are demographics destiny for the stock market?

Demographics influence economies and stock markets, but other factors like technology and policy can overshadow their impact. Diversifying across income-producing assets can help mitigate demographic-driven challenges and build wealth.

Shares

Are we reaching the end of Transurban's gravy train?

You can only push monopoly power so far before it triggers a backlash. Transurban might have finally pushed too far, raising big questions for investors.

The dawn of wicked asset classes

Collectables and other non-traditional assets often rally late in the cycle. But you should only buy them with a clear purpose and with money you can afford to lose.

Property

This property valuation metric needs a rethink

Capitalisation rates, commonly known as ‘cap rates’, are a fundamental metric in Australian property investing.  However, this seemingly simple and ubiquitous measure can be far more complex to use when comparing different types of properties.

Superannuation

Improving access to account-based pensions

Research suggests that 50,000 Australians who are retiring over the next year may not be able to access an account-based pension because they do not meet minimum application requirements of their super fund.

Do sanctions work?

Sanctions are losing effectiveness due to increasing economic polarisation, with many countries increasingly circumventing restrictions. Examples include China, Iran and Russia, whose industries have adapted despite sanctions.

Sponsors

Alliances

© 2024 Morningstar, Inc. All rights reserved.

Disclaimer
The data, research and opinions provided here are for information purposes; are not an offer to buy or sell a security; and are not warranted to be correct, complete or accurate. Morningstar, its affiliates, and third-party content providers are not responsible for any investment decisions, damages or losses resulting from, or related to, the data and analyses or their use. To the extent any content is general advice, it has been prepared for clients of Morningstar Australasia Pty Ltd (ABN: 95 090 665 544, AFSL: 240892), without reference to your financial objectives, situation or needs. For more information refer to our Financial Services Guide. You should consider the advice in light of these matters and if applicable, the relevant Product Disclosure Statement before making any decision to invest. Past performance does not necessarily indicate a financial product’s future performance. To obtain advice tailored to your situation, contact a professional financial adviser. Articles are current as at date of publication.
This website contains information and opinions provided by third parties. Inclusion of this information does not necessarily represent Morningstar’s positions, strategies or opinions and should not be considered an endorsement by Morningstar.