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Caveat Emptor

Caveat Emptor? Your criticisms of financial products answered by the manufacturers

This week, we answer four of your Caveat Emptor questions on our website. Send us your criticism or concerns about a financial product, and we'll ask an expert to respond. Write to us at [email protected].

The float of Nine Entertainment

Investment manager Kieran Kelly gives his assessment of the Nine Entertainment IPO, and he's not impressed at the asking price.

Inflation linked bonds

Do long dated inflation linked bonds help the investor in a rising interest rate environment? Elizabth Moran of FIIG Securities responds to our reader.

Bond investing as rates rise

Warren Bird argues it is fine to invest in bonds if rates are rising, if you restrict the term to less than five years and enjoy reinvesting at higher rates.

Why only four members in an SMSF?

My extended family has well in excess of four people in it and we currently have four separate SMSF's which quadruples the costs and time involved in managing the funds. Why is there a limit on the number of fund members?

Latest Updates

Retirement

2 billion reasons to fix retirement income

A proposal to address Australia's 'stranded balances' in retirement by requiring super funds to transition members to pension phase at 65, boosting retirement income and reframing super as a source of income.

Investment strategies

Not much alpha left in this bet

Google redefined advertising with its innovative business model, but its dominance is now under siege from AI competitors and shifting market dynamics.

Five simple reasons why Australian cash rates are highest

Australians are suffering the highest cash rates amongst their rich country peers for five simple reasons, including outdated inflation targeting and undisciplined monetary and fiscal policies.

Investment strategies

Spending big on AI: So where’s the proof it’s working?

Business leaders must reassess AI's return on investment using new frameworks that reflect productivity, capability shifts and long-term value creation.

Economy

Double down on renewables?

Global volatility has sharpened Australia's focus on energy security. Calls for domestic fuel production clash with renewable energy goals, sparking a debate on balancing traditional and sustainable energy sources effectively.

Investment strategies

Private Credit headwinds move onshore

It’s been a volatile couple of months in markets with the ongoing conflict in Iran. For Australian private credit investors, however, large exposures to real estate lending could mean the worst is yet to come.

Property

Five reasons unlisted commercial property is an attractive allocation in uncertain times

Cromwell takes a look at replacement cost as a practical lens on relative value in commercial property. When build-new costs rise faster than asset pricing, the gap can create opportunities in well-located existing assets.

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