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Graham Hand

Sir Richard Branson gives 5 business lessons learnt from sporting success

There is a huge amount individuals can learn from the example of top sports teams. Here are 5 business lessons learnt from sporting success.

Brazilian Real falls more than Aussie dollar

* Contemplating a visit to Brazil for the 2014 Football World Cup and worried about the AUD? The Brazilian Real has fallen more than the AUD v the USD since 1 May 2013.

Fear of change can prevent action when it's most needed

We resist change. Committing ourselves to a small change, even one that is unmistakably in our best interest, is often more frightening than ignoring a dangerous situation.

It’s time to industrialise every SMSF

Every SMSF should have 'industrial strength' administration that is timely, accurate, honest and in conformity with a vast array of rules and regulations.

US Survey on financial capability shows poor results

* One quarter of Americans surveyed couldn't say whether $100 earning 2% interest per year would grow to more than $102, less than $102 or exactly $102 after five years.

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Retirement

The retirement account that Australia should have

Our retirement system asks one account to do two very different jobs. A dedicated "rainy day" account separating income from emergency savings could deliver better outcomes and greater peace of mind for retirees.

Investing

What the US midterm results mean for investors

Democrats have regained control of Congress, changing the equation in Washington. Whether that proves positive for investors will depend less on the result itself and more on what happens next for growth and markets.

Taxation

Should the capital gains tax reward risk?

A reader query on the recent CGT reforms has revealed a bigger issue. One overlooked feature of the old system may have done more than compensate for inflation. As we move to indexation, are we forgetting to reward risk?

Investment strategies

Bonds: The income and diversification trade-off

Rising yields have made bonds attractive again, but that does not mean they will behave as expected. As inflation, fiscal pressures and geopolitical risks reshape markets, the role of bonds may be more complicated than it appears.

Investment strategies

Why high-dividend investing deserves another look

Income investors have endured several lean years, but signs of a recovery are emerging. As opportunities improve, investors face an important choice between chasing headline yields and building a reliable source of income.

Investment strategies

Why 'overvalued' has been such an expensive word

Investors love simple rules, especially when markets appear stretched. Yet some of the strongest returns have arrived when the outlook seemed least attractive. This leaves an important question that history struggles to answer.

Investment strategies

AI – A good kind of bubble or just a bubble?

Investor obsession with AI is attracting unprecedented amounts of capital and confidence. But beneath the excitement lies uncertainties about returns, funding and risks that enthusiasts may not be paying enough attention to.

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