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Graham

The Banking and Finance Oath is a tough ask

The Oath has laudable aims which everyone in the banking and finance industry should support. But the public will take some convincing, and maybe some executives are not believers either.

BlackRock and Vanguard head Top 20 asset manager list

* Eye-popping numbers - the Top 10 global fund managers held Euro12.8 trillion in assets at the end of 2012, with BlackRock the biggest.

George Soros and his spectacular wins - and a few losses

* George Soros is credited with perfect timing when he recently shorted the $A at $1.04. Here's a quick history of how he operates.

Investopedia has it wrong on tipping in Australian restaurants.

* Investopedia published this guide to tipping around the world, but who did they ask about restaurants in Australia? Apparently, we don't tip.

Minutes of the Monetary Policy Meeting of the Reserve Bank Board

* Have you ever read the Minutes of the Monetary Policy Meeting of the Reserve Bank Board? Did you know they monitor "visits to display homes". Interesting.

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SMSF strategies

Meg on SMSFs: The CGT changes don’t impact super but what about Div 296 tax decisions?

New CGT rules could tip the scales in the super vs non-super debate. For those facing the Division 296 tax, the case for withdrawing has gotten more complex. A "comparison rate" tool may help assess decisions.

Planning

Testamentary trusts post-budget: Estate planning, tax reform and the ‘death tax’ debate

Proposed Budget changes to taxation are casting new uncertainty over testamentary trusts, prompting closer scrutiny of estate planning structures and the real implications of reforms still taking shape.

Taxation

Income tax and bracket creep

Examining how five "tax cuts" stack up against bracket creep. Why offsets and incremental changes may do little to ease rising average tax burdens, compared to structural reform through indexation over time.  

Exchange traded products

The limits of a quality investing approach in Australia

Quality strategies shine globally, but Australia's concentrated market tells a different story. Limited diversification and sector dominance can constrain the defensive outcomes investors have seen in broader markets.

Investment strategies

Balancing opportunity and complexity

As private markets expand, investors face a growing mix of structures, a stabilising private equity cycle and uneven AI disruption. Fresh questions are being raised about where the real opportunities now sit.

Investment strategies

Why strong returns matter as much as generosity

As EOFY approaches, structured giving offers a tax-effective way to support charities, while allowing donations to grow over time and play a longer-term role in family wealth and legacy planning outcomes.

Investment strategies

The most important investment decision you’ll ever make

Stock picking often gets the spotlight, but research shows asset allocation explains the vast majority of long‑term returns. Understanding your mix of growth and defensive assets is the real key to investment success.

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