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Edition: 144

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Edition 144

  • 26 February 2016

Australian superannuation assets worth $2 trillion are held in three main types of entities: SMSFs have a 30% market share, followed by retail funds at 27% and industry funds at 22%. Each structure has its merits and it's difficult to see a future without all three.

The story of your life viewed through your SMSF

Your SMSF story reflects your life's journey, and real people telling real stories encourage the popularity of this structure. Retail and industry funds struggle with this.

Leading superannuation members to the Promised Land

The future leaders in superannuation will be those who successfully shift from an accumulation-phase focus to a whole-of-life approach, and there are many different ways of getting there.

Death and taxes on your own terms

Death and taxes might be two of life's certainties but you can influence how they impact you. While estate planning might be awkward, don't put it off until it's too late.

Spinning the wheel in retirement

Contrary to popular belief, there are significant variations in equity returns over long periods such as 20 years. Whether you will earn the 'equity risk premium' is far from certain.

Is the current market really more volatile?

Talk of the current market being volatile is overstated. Markets have been relatively calm for the last four years, and what we are seeing now should be considered normal.

Giant steps towards managing investment adversity

It's been a while since equity markets have seen real calamity. Investors should prioritise quality companies based on sustainable cash flows, rather than chasing risky returns.

Most viewed in recent weeks

The growing debt burden of retiring Australians

More Australians are retiring with larger mortgages and less super. This paper explores how unlocking housing wealth can help ease the nation’s growing retirement cashflow crunch.

Four best-ever charts for every adviser and investor

In any year since 1875, if you'd invested in the ASX, turned away and come back eight years later, your average return would be 120% with no negative periods. It's just one of the must-have stats that all investors should know.

LICs vs ETFs – which perform best?

With investor sentiment shifting and ETFs surging ahead, we pit Australia’s biggest LICs against their ETF rivals to see which delivers better returns over the short and long term. The results are revealing.

Our experts on Jim Chalmers' super tax backdown

Labor has caved to pressure on key parts of the Division 296 tax, though also added some important nuances. Here are six experts’ views on the changes and what they mean for you.        

Preparing for aged care

Whether for yourself or a family member, it’s never too early to start thinking about aged care. This looks at the best ways to plan ahead, as well as the changes coming to aged care from November 1 this year.

Family trusts: Are they still worth it?

Family trusts remain a core structure for wealth management, but rising ATO scrutiny and complex compliance raise questions about their ongoing value. Are the benefits still worth the administrative burden?

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