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Edition: 134

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Edition 134

  • 13 November 2015

A harder look at SMSFs, Volkswagen bond market lessons, household borrowing overshadows business, income in retirement, your ethics may not be mine, and why is everyone complaining about super?

The pace and structure of lending stifles Australia

The lending patterns of households and businesses, when compared against GDP and disposable income, can provide useful insights into where the economy is headed.

SMSFs: 8 reasons they are over-spruiked and over-rated

When your accountant, financial adviser or golfing partner recommend an SMSF, check this list to consider all that's involved, even if you think you have the time to manage it.

Lessons from the Volkswagen scandal

When a company fraud is uncovered there are many losers, and companies are not run to benefit bondholders. The main protection against such unforeseeable risks is to maintain a well-diversified portfolio.

Retirement: Making income the outcome

To give superannuation the best chance of providing the desired retirement income, it makes sense to manage for the relevant risks over time and protect investments from inflation.

Sin stocks, divestment and the right to choose

It's a dilemma for fund managers to make divestment decisions on behalf of investors based on philosophical grounds. Does it reflect the investors' beliefs and will it adversely impact returns?

Super is struggling to please anyone

Australia's superannuation industry is experiencing an identity crisis of sorts as the government tries to legislate a 'purpose for super', while performance is often sacrificed in the quest to minimise fees.

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What are the best ways to build a simple portfolio from scratch? I’ve addressed this issue before but think it’s worth revisiting given markets and the world have since changed, throwing up new challenges and things to consider.

Get set for a bumpy 2026

At this time last year, I forecast that 2025 would likely be a positive year given strong economic prospects and disinflation. The outlook for this year is less clear cut and here is what investors should do.

Meg on SMSFs: First glimpse of revised Division 296 tax

Treasury has released draft legislation for a new version of the controversial $3 million super tax. It's a significant improvement on the original proposal but there are some stings in the tail.

Property versus shares - a practical guide for investors

I’ve been comparing property and shares for decades and while both have their place, the differences are stark. When tax, costs, and liquidity are weighed, property looks less compelling than its reputation suggests.

10 fearless forecasts for 2026

The predictions include dividends will outstrip growth as a source of Australian equity returns, US market performance will be underwhelming, while US government bonds will beat gold.

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