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Edition: 89

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Edition 89

  • 21 November 2014

Australian and US equity returns, perspectives on retirement income, solutions to longevity risk, actively managed A-REITs, long-term investing, and a snapshot of Investors Mutual's Australian Share Fund.

Who wins? Australia versus US in local shares

A study of Australia's stock market returns for Australian investors versus the returns from the US stock market for US investors uncovers some interesting trends. Where do the returns come from in each country?

The Yin and Yang of retirement income philosophies

In the world of retirement income planning, there are two major opposing schools of thought: probability-based and safety-first. Understanding their distinctions is important in achieving the best outcomes.

Longevity risk solutions for retirees

The FSI's Interim Report observed that the retirement phase of super-annuation is underdeveloped and does not meet the risk management needs of many retirees. The most difficult of these risks to manage is longevity.

The case for active management in A-REITs

Amid the growing popularity of ASX-listed real estate investment trusts as a way for investors to gain exposure to real estate, there is a debate over what style of fund is best. While passive is cheaper, what's the case for active?

What is a ‘long-term investor’?

Being a long-term investor isn't always about holding securities for a long time. It's more about being able to make investment decisions that optimise the long-term result.

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Little‑known government scheme can help retirees tap into $3 trillion of housing wealth

The Home Equity Access Scheme in Australia allows older homeowners to tap into their home equity for retirement income, yet remains underused due to lack of awareness and its perceived complexity.

Origins of the mislabeled capital gains tax ‘discount’

Debate over the CGT discount is intensifying amid concerns about intergenerational equity and housing affordability. This analysis shows that the 'discount' does not necessarily favor property investors.

2 billion reasons to fix retirement income

A proposal to address Australia's 'stranded balances' in retirement by requiring super funds to transition members to pension phase at 65, boosting retirement income and reframing super as a source of income.

The ultimate superannuation EOFY checklist 2026

Here is a checklist of 28 important issues you should address before June 30 to ensure your SMSF or other super fund is in order and that you are making the most of the strategies available.

Div 296 may mean your estate pays tax on assets your beneficiaries never receive

The new super tax, applying from 1 July, introduces more than just a higher rate on large balances. It brings into focus a misalignment between where wealth sits and where the tax on that wealth ultimately falls.

Do super funds need a massive wake up call?

UK retirement expert, Guy Opperman, believes super funds are failing at supporting members in deaccumulation. Here is what Australia should do about it. 

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