Friday, 29 October 2021

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House prices surge but falls are common and coming Survey responses on pension eligibility for wealthy homeowners 100 Aussies: five charts on who earns, pays and owns Three good comments from the pension asset test article The sorry saga of housing affordability and ownership

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Home / Policy Changes

Policy Changes

1-12 out of 18 results.

Franking credits lament: was it worth it?

Tony Dillon
22 May 2019
39

Labor justified its franking credits policy based on the cost rising 10-fold since 2001 and heading towards unaffordable levels. But were the numbers right and would the savings ever have eventuated?

Compare the pair: Coalition v Labor super

Mark Ellem
25 April 2019
57

Rarely do we go into an election with such contrasting policies from the major parties, and no more so than in superannuation. The nation's decision on 18 May will have a big impact on retirement savings.

Superannuation and retirement policies

Graham Hand
3 April 2019
8

In the 2019/2020 Federal Budget, the Government made few changes to superannuation rules to assist retirement planning.

SMSF borrowing ban is a solution in search of a problem

Adam Smith, John Chauvel
27 March 2019
4

The two major political parties have opposing views on whether SMSFs should be allowed to borrow, but what is the clear argument that there should be a limit on SMSF opportunities?

How super became a poor deal for SMSF pensioners

Geoff Walker
7 March 2019
33

Amazingly, SMSF pensioners invested in Australian shares will be much worse off under the Labor franking policy than in the ‘bad old days’ when their pensions were taxed.

Survey on Labor's franking credit proposal

Leisa Bell
27 February 2019
24

This week we have a short survey on your attitudes to Labor's franking credits proposal. It should take less than two minutes to complete, unless you want to have a rant.

Assessing Labor franking policy options

Damien Williamson
20 February 2019
27

Investors whose income may be hit by Labor's franking credits proposal can reallocate away from fully franked dividends to other investments to maintain their income, but it will involve different risks.

6 stark superannuation policy differences

Adam Shultz
23 January 2019
22

Where once it was difficult to differentiate between the superannuation policies of the two major political parties, the 2019 Federal Election will deliver some stark choices for voters.

Are retrospective tax policies fair or foul?

Ramani Venkatramani
28 November 2018
41

One person's unjust retrospective policy change is another's overdue and necessary reform. Did people objecting about unfavourable policy retrospectivity complain when they benefitted from a retrospective change?

SMSFs hit by loss of tax-free status and franking refunds

Olivia Long
16 August 2018
14

The 1 July 2017 changes have caused huge shifts in SMSF assets out of pension mode, and Labor's proposed franking credit refunds policy is a further hit to self-funded retirees.

Four SMSF strategies if imputation credits rules change

Michael Hutton
17 May 2018
59

When rules are changed, behaviour changes as well. A future Labor government should not be surprised when SMSF trustees and self-funded retires minimise the impact of the removal of imputation credit refunds.

Two Brexit visions as seen from London

Miles Staude
30 June 2016
5

There were two camps in the 'leave' campaign, and the one negotiating with the EU should be pro-immigration. While this increases the chance of the UK retaining access to the common market, will the other camp allow flexibility?

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Most viewed in recent weeks

House prices surge but falls are common and coming

We tend to forget that house prices often fall. Direct lending controls are more effective than rate rises because macroprudential limits affect the volume of money for housing leaving business rates untouched.

Ashley Owen
6 October 2021

Survey responses on pension eligibility for wealthy homeowners

The survey drew a fantastic 2,000 responses with over 1,000 comments and polar opposite views on what is good policy. Do most people believe the home should be in the age pension asset test, and what do they say?

Leisa Bell
22 September 2021

100 Aussies: five charts on who earns, pays and owns

Any policy decision needs to recognise who is affected by a change. It pays to check the data on who pays taxes, who owns assets and who earns the income to ensure an equitable and efficient outcome.

Graham Hand
6 October 2021

Three good comments from the pension asset test article

With articles on the pensions assets test read about 40,000 times, 3,500 survey responses and thousands of comments, there was a lot of great reader participation. A few comments added extra insights.

Graham Hand
29 September 2021

The sorry saga of housing affordability and ownership

It is hard to think of any area of widespread public concern where the same policies have been pursued for so long, in the face of such incontrovertible evidence that they have failed to achieve their objectives.

Saul Eslake
29 September 2021

Two strong themes and companies that will benefit

There are reasons to believe inflation will stay under control, and although we may see a slowing in the global economy, two companies should benefit from the themes of 'Stable Compounders' and 'Structural Winners'.

Roger Montgomery
20 October 2021

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