Saturday, 31 July 2021

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Three steps to planning your spending in retirement Finding sustainable dividend stocks on the ASX Among key trends in Australian banks, one factor stands out Why mega-tech growth are the best ‘value’ stocks in the market How inflation impacts different types of investments

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Home / Policy Changes

Policy Changes

1-12 out of 18 results.

Franking credits lament: was it worth it?

Tony Dillon
22 May 2019
39

Labor justified its franking credits policy based on the cost rising 10-fold since 2001 and heading towards unaffordable levels. But were the numbers right and would the savings ever have eventuated?

Compare the pair: Coalition v Labor super

Mark Ellem
25 April 2019
57

Rarely do we go into an election with such contrasting policies from the major parties, and no more so than in superannuation. The nation's decision on 18 May will have a big impact on retirement savings.

Superannuation and retirement policies

Graham Hand
3 April 2019
8

In the 2019/2020 Federal Budget, the Government made few changes to superannuation rules to assist retirement planning.

SMSF borrowing ban is a solution in search of a problem

Adam Smith, John Chauvel
27 March 2019
4

The two major political parties have opposing views on whether SMSFs should be allowed to borrow, but what is the clear argument that there should be a limit on SMSF opportunities?

How super became a poor deal for SMSF pensioners

Geoff Walker
7 March 2019
33

Amazingly, SMSF pensioners invested in Australian shares will be much worse off under the Labor franking policy than in the ‘bad old days’ when their pensions were taxed.

Survey on Labor's franking credit proposal

Leisa Bell
27 February 2019
24

This week we have a short survey on your attitudes to Labor's franking credits proposal. It should take less than two minutes to complete, unless you want to have a rant.

Assessing Labor franking policy options

Damien Williamson
20 February 2019
27

Investors whose income may be hit by Labor's franking credits proposal can reallocate away from fully franked dividends to other investments to maintain their income, but it will involve different risks.

6 stark superannuation policy differences

Adam Shultz
23 January 2019
22

Where once it was difficult to differentiate between the superannuation policies of the two major political parties, the 2019 Federal Election will deliver some stark choices for voters.

Are retrospective tax policies fair or foul?

Ramani Venkatramani
28 November 2018
41

One person's unjust retrospective policy change is another's overdue and necessary reform. Did people objecting about unfavourable policy retrospectivity complain when they benefitted from a retrospective change?

SMSFs hit by loss of tax-free status and franking refunds

Olivia Long
16 August 2018
14

The 1 July 2017 changes have caused huge shifts in SMSF assets out of pension mode, and Labor's proposed franking credit refunds policy is a further hit to self-funded retirees.

Four SMSF strategies if imputation credits rules change

Michael Hutton
17 May 2018
59

When rules are changed, behaviour changes as well. A future Labor government should not be surprised when SMSF trustees and self-funded retires minimise the impact of the removal of imputation credit refunds.

Two Brexit visions as seen from London

Miles Staude
30 June 2016
5

There were two camps in the 'leave' campaign, and the one negotiating with the EU should be pro-immigration. While this increases the chance of the UK retaining access to the common market, will the other camp allow flexibility?

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Most viewed in recent weeks

Three steps to planning your spending in retirement

What happens when a superannuation expert sets up his own retirement portfolio using decades of knowledge? He finds he can afford much more investment risk in his portfolio than conventional thinking suggests.

Don Ezra
7 July 2021

Finding sustainable dividend stocks on the ASX

There is a small universe of companies on the ASX which are reliable dividend payers over five years, are fairly valued and are classified as ‘negligible’ or ‘low’ on both ESG risk and carbon risk.

Lewis Jackson
30 June 2021

Among key trends in Australian banks, one factor stands out

The Big Four banks look similar but they are at fundamentally different stages as they move to simpler business models. Amid challenges from operating systems, loan growth and neobank threats, one factor stands tall.

Tariq Chotani
14 July 2021

Why mega-tech growth are the best ‘value’ stocks in the market

They are six of the greatest businesses ever and should form part of the global portfolios of all investors. The market sees risk in inflation and valuations but the companies are positioned for outstanding growth.

Andrew Macken
7 July 2021

How inflation impacts different types of investments

A comprehensive study of the impact of inflation on returns from different assets over the past 120 years. The high returns in recent years are due to low inflation and falling rates but this ‘sweet spot’ is ending.

Ashley Owen
23 June 2021

How to manage the run down in your income in retirement

The first of five articles on modern retirement income products that aim for an increasing pension that lasts for life and on average should not decline in real terms. They are not silver bullets but worth a look.

David Orford
30 June 2021

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