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Edition: 139

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Edition 139

  • 18 December 2015

Summary of asset class performance in 2015 and outlook for 2016, poor market timing hurts returns, the purposes of super, assisting parents financially, challenges faced by robo-advisors and updating your SMSF trust deed.

2015 asset class review and 2016 outlook

The best end-of-year wrap of asset class performance in 2015. Aussie equities was a loser but who were the winners, and what's the outlook for each asset class in 2016?

Underperformance from investing at the wrong time

Investing with previous-year top performing fund managers and acting along with the crowd puts you on the wrong side of a zero-sum game. There may be a 'fear' premium for investing in out-of-favour styles.

Take care when assisting parents financially

Many children have more money than their parents ever had, but when providing financial assistance, consider all possible scenarios and document intentions to avoid pain if relationships deteriorate.

Six challenges for robo-advisers

Robo-advisers will make their impact in wealth management, but that doesn’t guarantee their success. Like any business, there will be major challenges to overcome as they attempt to disrupt financial advice.

Importance of updating your SMSF Trust Deed

Your SMSF Trust Deed is an important document, governing what the trustees are allowed to do. As superannuation laws change, so too must the Trust Deed, or you risk having a non-compliant fund on your hands.

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Navigating the next stage of life in retirement

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