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Edition: 20

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Edition 20

  • 21 June 2013

Term deposit risks, so you think we're a major exporter?, understand what retirees want, the new charity regulator, and work life balance.

What export boom?

This will challenge your way of thinking: Australia is one of the smallest exporters as a percentage of GDP in the world, and therefore one of the least reliant on exports for our national income. But we're addicted to imports.

Term deposit investors did not understand the risk

Investors in term deposits have taken major risks without realising it. As interest rates have fallen, people who expected term deposits to give them a reliable income stream are facing a challenging time.

What does the new charity regulator mean for trustees?

A new charity regulator was established a few months ago, and thousands of directors and trustees of foundations and not-for-profits need to understand the implications.

The characteristics of Australian retirees

As more Australians move from the accumulation saving to retirement spending, it is vital that planners and product providers realise Australian retirees' needs have changed.

Work life balance is about planning your priorities

A good life balance is about setting priorities. Some people love work, it energises them, it adds meaning to their life. But it can be a disaster if they lose sight of other priorities.

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