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29 October 2025
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Term deposit risks, so you think we're a major exporter?, understand what retirees want, the new charity regulator, and work life balance.
This will challenge your way of thinking: Australia is one of the smallest exporters as a percentage of GDP in the world, and therefore one of the least reliant on exports for our national income. But we're addicted to imports.
Investors in term deposits have taken major risks without realising it. As interest rates have fallen, people who expected term deposits to give them a reliable income stream are facing a challenging time.
A new charity regulator was established a few months ago, and thousands of directors and trustees of foundations and not-for-profits need to understand the implications.
As more Australians move from the accumulation saving to retirement spending, it is vital that planners and product providers realise Australian retirees' needs have changed.
A good life balance is about setting priorities. Some people love work, it energises them, it adds meaning to their life. But it can be a disaster if they lose sight of other priorities.
Younger Australians think they’ll need $100k a year in retirement - nearly double what current retirees spend. Expectations are rising fast, but are they realistic or just another case of lifestyle inflation?
In any year since 1875, if you'd invested in the ASX, turned away and come back eight years later, your average return would be 120% with no negative periods. It's just one of the must-have stats that all investors should know.
Five mega trends point to risks of a more inflation prone and lower growth environment. This, along with rich market valuations, should constrain medium term superannuation returns to around 5% per annum.
With rising home prices and falling affordability, political leaders preach reform. But asset disclosures show many are heavily invested in property - raising doubts about whose interests housing policy really protects.
Whether for yourself or a family member, it’s never too early to start thinking about aged care. This looks at the best ways to plan ahead, as well as the changes coming to aged care from November 1 this year.
Labor has caved to pressure on key parts of the Division 296 tax, though also added some important nuances. Here are six experts’ views on the changes and what they mean for you.