15 November 2026

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Division 296: the initial moves to make before the windows close The retirement scorecard: how many of these questions can you answer?Testamentary trusts: Treasury has picked the wrong reading Superannuation’s structural failings Avoid unnecessary CGT with this estate planning clause

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Home / 330

Edition: 330

1-10 out of 10 results.

MFS's Carol Geremia on short-termism and time tolerance

Graham Hand
30 October 2019
3

After 35 years in fiduciary and leadership roles, the President of MFS Investment Management is clear about the major problem in wealth management: we have not convinced investors to think long term.

Two big reasons to go global

Joe Magyer
30 October 2019
4

Although equities are widely-held by Australian investors, there is a strong domestic bias that gives many portfolios high sector concentrations. Better diversification requires a global focus.

How much super is enough?

Graeme Colley
30 October 2019
11

We cannot see into the future, but here are some general guidelines on how much to save in super, and then how much you can spend to enjoy a good retirement. Start as soon as possible.

How to include homes in the age pension assets test

Anthony Asher
30 October 2019
71

A reader speaks out about the inequity of ignoring own homes in the assets test for the age pension, plus a proposal on how it could work politically. Take our survey on the merit of the policy.

Three key outcomes needed from the Retirement Income Review

Craig Racine
30 October 2019
1

The Review can stress the value of risk adjusted returns to assist retirees in understanding retirement income products, and clarify definitions of growth and defensive strategies.

Internet of things and the power of 5G technology

John M Malloy Jr
30 October 2019
3

With the power of 5G technology, the IoT phenomenon will grow exponentially, especially from apps, platforms and services. Much of the opportunity in emerging markets is underappreciated.

Should you buy CBA PERLS XII Capital Notes?

Adam Fleck, Shaun Ler
30 October 2019
4

CBA's latest PERLS offer is directly offered to hundreds of thousands of investors who already hold CBA shares or other PERLS securities. How does it compare with the rest of the hybrid market?

Media worth consuming - October 2019

Jonathan Rochford
30 October 2019
1

Links to dozens of global media articles that often do not receive mainstream coverage in Australia. Some links are sceptical, fun or pointed, while others challenge consensus and accepted wisdom.

We have received thousands of comments on articles, but here is a chance for you to set the agenda. Comment on any subject relevant to our audience, from superannuation to investing to demographics to aged care.

Welcome to Firstlinks Edition 330

Firstlinks
30 October 2019

The superannuation industry is its own worst enemy. The disagreements spill into the public domain and reduce confidence and trust in the system. Research released this week by Qantas Super shows only 60% of Australians (and worse, only 52% of those in the critical savings years of 40 to 49 years old) trust their super fund to act in their best interests. Confidence in having enough money in retirement languishes at an average score of 5.4 out of 10.

Firstlinks is sponsored by:

Most viewed in recent weeks

Division 296: the initial moves to make before the windows close

What if the best superannuation strategy isn't about earning more, but acting before your options disappear? Several overlooked planning windows are narrowing, with consequences that can last for decades.

Liam Shorte
28 October 2026

The retirement scorecard: how many of these questions can you answer?

From the maths of retirement, estimating spending and picking the right asset allocation to survive a poor decade, here are the questions every retiree – current or future – should be able to answer for themselves.

Mark LaMonica CFA
14 October 2026

Testamentary trusts: Treasury has picked the wrong reading

A decades-old estate planning tool has survived one tax crackdown only to be caught by another. The surprise isn't who the reform is targeting, but who could end up paying the price for drafting choices made years ago.

Rachael Rofe
21 October 2026

Superannuation’s structural failings

Politicians are fighting over access to super, but they may be arguing about the wrong thing. The system’s three fundamental flaws have been hiding in plain sight for decades, costing Australians far more than they realise.

Ron Bird
4 November 2026

Avoid unnecessary CGT with this estate planning clause

A simple estate plan can create a ticking time bomb. One overlooked clause can pit spouses against children, delay inheritances, and potentially leave a family facing an unexpected tax bill worth hundreds of thousands of dollars.

Shani Jayamanne
28 October 2026

Higher yields are creating opportunities in global bonds

Bond markets are adjusting to a new reality, but not in the ways investors expect. With markets repricing and capital competing for attention, investors may need to rethink where resilience and opportunity lie.

Eric Souders
7 October 2026

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