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Edition: 477

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Welcome to Firstlinks Edition 477 with weekend update

  • 29 September 2022
  • 3

Consumers are spending despite some prices rising 30% or more. While all the talk is about global energy prices, supply chains and labour shortages, the public's ready acceptance of increasing prices is also a major factor.

7 questions, 70 opinions on major policies facing Australia

From thousands of comments received about future policies for Australia, we have selected 70 highlights showing a diversity of views, illustrating the challenges as Treasurer Chalmers heads to his first Budget.

Retirement planning is not only about the money

A survey of 1,500 Australians over the age of 50 on the factors driving retirement happiness found surprising results. Six key building blocks are identified that should be vital elements of any retirement plan.

RBA justifies its QE to QT, but did it drive inflation?

Deputy Governor, Michelle Bullock, explained last week why the RBA bought $280 billion of bonds in its QE programme, but are we paying the price for this stimulus as rising inflation shocks central bankers?

What is smart beta and why is it growing in popularity?

Smart beta funds are based on predetermined factors or investment methodologies, not stock selections by fund managers. The funds are transparent and rules-based, usually at a cheaper cost than active managers.

What happens when an index is rebalanced?

An index rebalance occurs when the composition of an index changes. Fund managers must buy and sell stocks to match the rebalanced index and to achieve their index-tracking objective, but there are consequences.

Investing across deflation, inflation and stagflation

Real returns on equities and multi-asset portfolios are typically poor when inflation is high, especially in times of stagflation. Factor returns, on the other hand, are relatively insensitive to inflation cycles.

What the Queen taught us about longevity

The Queen's long and glorious life is a reminder that our savings may need to last decades. Compounding income over many years is the best way to protect against not knowing the amount of time you are planning for.

Most viewed in recent weeks

An important Foxtel announcement...

News Corp's plans to sell Foxtel are surprising in that streaming assets Kayo, Binge and Hubbl look likely to go with it. This and recent events in the US show the bind that legacy TV businesses find themselves in.

Welcome to Firstlinks Edition 581 with weekend update

A recent industry event made me realise that a 30 year old investing trend could still have serious legs. Could it eventually pose a threat to two of Australia's biggest companies?

  • 10 October 2024

The quirks of retirement planning with an age gap

A big age gap can make it harder to find a solution that works for both partners – financially and otherwise. Having a frank conversation about the future, and having it as early as possible, is essential.

Welcome to Firstlinks Edition 578 with weekend update

The number of high-net-worth individuals in Australia has increased by almost 9% over the past year, and they now own $3.3 trillion in investable assets. A new report reveals how the wealthy are investing their money.

  • 19 September 2024

The everything rally brings danger and opportunity

Most market players today seek quick rewards and validation of opinion. Outsiders willing to combine new technology with old-fashioned patience and focused analysis can prosper.

The challenges of building a portfolio from scratch

It surprises me how often individual investors and even seasoned financial professionals don’t know the basics of building an investment portfolio. Here is a guide to do just that, as well as the challenges involved.

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