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Welcome to Firstlinks Edition 500 with weekend update

  • 16 March 2023
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The 500th Edition of Firstlinks includes a free eBook where 30 fund managers reveal the key part of their investment process, two external views on the 10-year journey, and our first Reader Survey for years. Plus more on the $3 million tax and where super money may go.

500 Editions of Firstlinks ... and counting

To mark the 500th Edition, extracts from two publications give context to the development of Firstlinks. Greg Bright brings an authoritative voice in a forthcoming book, while Telum Media asks about the content.

New eBook: the best part of my fund's investment process

We asked about 30 fund managers to consider their entire investment process and drill down into what drives the most success, asking: “What part of your investment process has contributed most to identifying winners?”

Our first Reader Survey for years to learn more about you

It is many years since we ran a Reader Survey to find out more about our audience. To celebrate our 500th edition, as your present to us, please provide feedback that will help to improve our content for years to come.

New tax gives incentive to move money out of super

The new super tax is a heavy surcharge on long-term investments because most of the gains from growth assets such as shares and property come from value gains which are mainly due to inflation.

Most people (and the ATO) do not know their super tax

  No entity holds a consolidated view of the taxable income of super, not even the ATO. So Treasury and the Treasurer adopted a simple method to impose a new tax, and the adverse consequences then started to surface.

The 60/40 portfolio is back

In 2023, the focus will shift to the economic cycle. While equities and some of the riskier fixed income markets have challenges, a solid risk-free rate added to a 3-4% equity risk premium is a good through-cycle return.

Lessons from Australia’s largest property busts

After three decades of phenomenal growth nationally, it seemed as though Australian house prices would never go down, until they did last year. Here is a look at previous property downturns and what we might learn from them.

Most viewed in recent weeks

Does your will qualify for the discretionary testamentary trust exemption?

Treasury has confirmed the exemption many families were hoping for. But buried in the fine print are two conditions that could leave some wills on the wrong side of the exemption, despite years of careful planning.

Ranking three common retirement strategies

The defining challenge of retirement isn't just about building wealth, it's about converting your lifetime savings into sustainable income. A holistic understanding of different strategies can improve long-term outcomes.

Are you making these SMSF mistakes?

After four decades advising investors, there are a few common mistakes I've seen SMSF investors make. From holding too much cash and chasing yield to overtrading and trusting tips. Are these errors costing you?

Australia has saved $4.5 trillion for retirement. Here's what matters more

Most Australians approaching retirement can tell you the exact dollar value of their super account. But success depends on more than a sizeable balance. Here's four key questions to ask yourself at the start of the financial year. 

Lithium's latest drop and what it means for ASX investors

Lithium's latest sell-off has punished ASX miners as prices remain hostage to shifting expectations. The key challenge is navigating a market prone to extreme volatility despite a strong case for the long-term demand outlook.

Retirement spending is not one-size-fits-all

New data challenges the idea that Australians are underspending their super. The bigger issue may be helping retirees navigate complexity, make confident decisions and use their savings to support security, wellbeing and choice.

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