Friday, 25 June 2021

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Noel's share winners and loser plus budget reality check Grantham interview on the coming day of reckoning Five stock recoveries not hanging on COVID predictions BHP v Rio v Fortescue: it's all about the iron ore price Blink and you missed a seismic shift in these stocks

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Home / Retirement Age

Retirement Age

1-11 out of 11 results.

The creator of the 4% rule and his own retirement

Michael Kitces
11 November 2020
13

The 4% withdrawal rate in retirement is an industry standard, a level where a retiree could be confident of not running out of money. Its creator Bill Bengen explains its use in this interview with Michael Kitces.

Beware timing of super contributions at age 66 and 67

Julie Steed
7 April 2020

Parliament is not expected to sit until August, and the anticipated new super laws for contributions by people aged 65 and 66 may not pass. Only act on the proposals if the new law is actually passed.

Good policy maintains pension age at 67

Adam Shultz
4 October 2018
13

The proposal to increase eligibility for the age pension to 70 was driven by budget austerity, but it overlooked the vulnerable people who could not wait that long.

The myth about Costello’s super generosity

Jon Kalkman
6 June 2018
25

Peter Costello's 2007 changes made payments from superannuation tax free after age 60 for those who are fully retired. Is he responsible for making super unaffordable which is now forcing policy changes?

Longevity awareness and the three pillars

David Williams
28 May 2015
1

Despite rapid increases in life expectancy at the time of receipt, eligibility for the age pension has remained at 65 for 100 years. It creates a sense of entitlement and discourages people saving for retirement.

Do you plan to be a ‘have’ or a ‘have not’?

Noel Whittaker
13 March 2015
5

Regardless of age, there's always something that can improve your preparation for retirement, especially given doubts about the sustainability of Australia’s tax and welfare systems.

Making judgments based on age

David Williams
13 June 2014
1

Depending on your own situation, 60 might be the new 50 or the new 70. When it comes to making decisions about retirement, aged-based rules might not be as useful as once thought.

Raising the pension age is no reason to panic

Alex Denham
6 June 2014
4

The recent and proposed changes to the pension system have caused quite a stir. Instead of fuelling the panic, it could be a great opportunity for you to reassess retirement plans, focus on your super and make the most of it.

Status, longevity and the age pension

Bruce Gregor
2 May 2014
1

Any change to the pension eligibility age should consider the differing situations that influence an individual’s working life, health and mortality. If a labourer can’t work beyond 60 it’ll be a long wait to access a pension.

There’s no such thing as an average investor

Rick Cosier
26 April 2013

Models, statistics, historical data and forecasts can paint a picture of the average investor, but just who is average? Financial planning and investment decisions need to consider the individual.

A brighter view of dependency ratios

Bruce Gregor
19 April 2013
4

In 1909, there were 15 workers for every retiree, but by 2025 it will be down to only 3.5 workers. But we're still defining 'retiree' as over 65. Using dynamic retirement age principles gives a brighter perspective on old age dependency.

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Most viewed in recent weeks

Noel's share winners and loser plus budget reality check

Among the share success stories is a poor personal experience as Telstra's service needs improving. Plus why the new budget announcements on downsizing and buying a home don't deserve the super hype.

Noel Whittaker
19 May 2021

Grantham interview on the coming day of reckoning

Jeremy Grantham has seen it all before, with bubbles every 15 years or so. The higher you go, the longer and greater the fall. You can have a high-priced asset or a high-yielding asset, but not both at the same time.

Morningstar
2 June 2021

Five stock recoveries not hanging on COVID predictions

The focus on predicting the recovery from the pandemic is the wrong emphasis. Better to identify great companies benefitting from market changes over a three- to five-year horizon with or without COVID.

Dawn Kanelleas
16 June 2021

BHP v Rio v Fortescue: it's all about the iron ore price

Don’t look at an earnings forecast or a DCF valuation or a broker target price for a mining company. Share price forecasts are only as good as the commodity price assumptions they are based on, and they are a guess.

Marcus Padley
2 June 2021

Blink and you missed a seismic shift in these stocks

Blink and it happened. If announcements in this sector were made by a producer of iron ore, gas, copper or some new tech, the news would have been splashed across the front pages. Have we witnessed a major change?

Rudi Filapek-Vandyck
16 June 2021

Peak to peak, which LIC managers performed during COVID?

A comprehensive review of dozens of LICs shows how they performed in the crucial 'peak to peak' of COVID. This 14 months tested the mettle and strategies of a sector often under fire, with many strong results.

Greg Lander
16 June 2021

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