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Graham

Morrison delivers a Costello supersize opportunity

The superannuation compromises announced on 15 September give a final chance for the wealthy to place large amounts in a tax-advantaged system. It's similar to the opportunity delivered 10 years ago to the day.

Government scraps $500,000 cap

The full text of the changes to the superannuation proposals. A better outcome for many building their super, and even the wealthy have a final chance to put $540,000 each into super.

Insights into LICs trading at a discount

This independent research has a special report on Listed Investment Companies (LICs) trading at a discount. While the discount can often persist, there are opportunities if the manager can win more investor support.

Treasurer says he will not revisit super changes

For those expecting changes in the proposed super rules, here's what the Treasurer said today: "The changes that we put forward ... I certainly have no intention of revisiting them."

Bank royal commission survey initial results

Amid the heated debate, the initial results of our survey show those opposing a bank royal commission strongly outweigh those for. The survey will remain open for a few more days.

10 reasons not to hold bank royal commission

There is popular and political support for a bank royal commission, but what can it really achieve? Two years of bank bashing for doubtful results in an already heavily-regulated and monitored industry.

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Planning

Does your will qualify for the discretionary testamentary trust exemption?

Treasury has confirmed the exemption many families were hoping for. But buried in the fine print are two conditions that could leave some wills on the wrong side of the exemption, despite years of careful planning. 

Lithium's latest drop and what it means for ASX investors

Lithium's latest sell-off has punished ASX miners as prices remain hostage to shifting expectations. The key challenge is navigating a market prone to extreme volatility despite a strong case for the long-term demand outlook.

Investment strategies

CGT reform and fund turnover: who really feels the impact?

The implications of CGT reform are far and wide. As the 50% discount gives way to inflation indexation, turnover and return profiles may become critical drivers of after-tax performance. Some strategies face a far greater hit. 

Superannuation

Super was built for a very different Australia

Our retirement system was built around assumptions that no longer hold. Lower homeownership, longer lifespans and changing expectations are exposing cracks that policymakers and super funds need to address. 

Retirement

Retirement in reality - 4 months in

Many people spend years planning financially for retirement but little time preparing for what comes next. Four months in, here are the surprising lessons i've learnt on finding purpose, social connection and healthy habits. 

Investment strategies

After the Budget, Australia needs its own definition of quality

As tax reforms reshape investment incentives, investors should rethink what quality investing means in the uniquely concentrated Australian market, where traditional frameworks may not translate as effectively.

Datacenters are the new shale oil

Why are tech giants pouring billions into datacentres when the economics look questionable? The most dangerous words in investing may be: "everyone else is doing it". Today's AI boom has striking parallels with the shale bust.

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