Register For Our Mailing List

Register to receive our free weekly newsletter including editorials.

Home / 611

Ageing in spurts

Recently I’ve focused a lot on aspects of longevity. A blog post on explaining the often-misused term 'life expectancy', then one on whether our lifespan is influenced more by genetics or by lifestyle, then what our biological age (as opposed to our chronological age) depends on.  And now (the final one, I promise!) one on the fact that our biological age itself doesn’t change at a uniform rate, but seems to increase in spurts at specific times in our lives.

A quick reminder: our chronological age is how old we are in terms of how long it has been since we were born, whereas our biological age relates to how much the life systems in our body have aged. And since different systems in our bodies have aged at different rates and to different extents, our so-called biological age is just a rough shorthand for the average of how old our body systems seem to be. For some our biological age is less than our chronological age, for others our biological age exceeds our chronological age.

The gap between the two doesn’t stay constant. It seems that there are particular times when our biological clock accelerates.

OK, now to one recent study and its conclusions.

The study involved 108 participants aged between 25 and 75, resident in California. They were followed for varying periods of time, the longest being almost 7 years, though most of them were followed for a bit less than 2 years. There were, in all, more than 5,000 biological samples taken (oral, blood and stool samples, for sure: I couldn’t understand what else was involved), hence more than 100,000 biological features were measured, resulting in more than 200 billion data points.

Now the conclusions.

The molecules and microbes that they studied didn’t change uniformly over time. When the researchers looked at the results more closely (a colossal amount of analysis was involved), the rates of changed showed a fair amount of clustering relative to participants’ ages. (And as you can guess, the effects of many factors, for example female menopause, had to be eliminated. Insulin-sensitivity and ethnicity were other causal characteristics eliminated.) Specifically, then, they identified two major waves of ageing-related molecular changes across the human lifespan.

Explaining them, a science reporter for the New York Times says that the study found that people seemed to age more rapidly around age 44, and again around age 60. The clusters of changes in the first ageing spike (around age 44) appeared to be mostly related to fat and alcohol metabolism, as well as to muscle function. The second spike (around age 60), while also involving muscle function, appeared to be mostly related to immune dysfunction. (The study’s authors note that a previous study reported crests at ages 34, 60 and 78, but their data didn’t include anyone older than 75.)

A study coauthor said that the first spike could help explain why people seem to have more trouble processing alcohol starting in their 40s, while the second spike could help explain why people become more prone to illness in their 60s. (This is consistent with a recent study on the ageing of mice, which suggested that there were sudden chemical modifications to their DNA, one in early-to-mid life, the other in mid-to-late life.)

I notice that they didn’t comment on muscle function, though both spikes were specifically associated with muscle function, and at my age that’s an important feature of my health.

Fascinating! So if you ever thought that you seemed to age more rapidly in a particular year or period of your life, now you’ll know that this is not unexpected.

But I’m not going to get too excited about all of this, and I don’t think we should focus too closely at ages 44 and 60. (For example, age 44 isn’t really at all close to the age 34 that the previous study suggested.) What sort of study would indeed be valid in getting us excited?

In principle it’s simple. You’d look at a very large number of people, accommodating differences in age and sex and race and whatever other characteristics you think might be relevant; you’d come up with an estimate of the initial biological age of each person in this investigation; and you’d follow up with frequent re-evaluations of their biological ages over a very long period of time. That way, for each person you’d be able to observe the rate at which their biological age changes; and for each group of people you’d be able to see whether and when their biological ages change at something other than a smooth rate. As I said, simple, at least in principle.

But what’s simple isn’t necessarily easy to actually carry out. And in fact it has proven to be remarkably difficult to do. The results cited are based on a tiny and limited study: 108 Californians aged 25-75, so, on average, two people at each chronological age; and they were followed, on average, for two years each. Not many people, not from around the world, not for very long. Not exactly definitive; in fact, barely a start. So I think these conclusions are at best an indicator of what future much larger studies should start to look at.

Would these conclusions apply, not just to a bunch of a hundred Californians, but also to people from, let’s say, South America, Australia, Japan (where people reach the highest chronological ages), Africa, etc etc? If it is found that there are still spikes in the ageing process, how much do the numbers differ across people? For example, if the first spike tends to occur somewhere between 34 and 44, what does that imply for the way we should try, as individuals, to deal with it? To what extent do lifestyle and environmental factors affect the spike ages? And so on. We know nothing about any of this.

It doesn’t matter that these conclusions from the study are now being widely cited as if they’re established fact. As you can infer from the way I’m saying all of this, I think those conclusions are fascinating, yes, but hardly facts. Experts are cited in the NY Times article as saying that the findings are “quite interesting, but I would say preliminary,” and they’re just “touching the surface” of how molecular changes relate to ageing. Exactly.

 

Don Ezra, now retired, is the former Co-Chairman of global consulting for Russell Investments worldwide, and the author of “Life Two: how to get to and enjoy what used to be called retirement”. This article is general information and does not consider the circumstances of any investor.

 

  •   14 May 2025
  • 2
  •      
  •   
2 Comments
DougC
May 15, 2025

Don, your comments on the California-108 study are well-founded. Two people in each age group for 2 years - the results are indicative of only the 2 people for 2 years and can hardly be extrapolated to wider populations.
Aging might not be invariable, but I suspect that genetics, diet and lifestyle combine to determine rates of aging that consequently differ quite a lot across wide population groups; and this will not be represented in cohorts of 2 people in each age group across 2 years.
For example, genetics. From personal experience, 3 generations ago 3 of my male ancestors married 3 sisters from the same family. All the members of that family and their direct descendants lived long and active lives – almost all into their 90’s and 2 past 100, my aunt (who resembled the females in that family a generation before) lived to 104. I only knew 3 in that cohort but they didn’t appear to have perceptibly aged suddenly around their 60’s – but possibly around their 90’s. I don’t know whether I have any of those genetics, but recently had to show my passport to prove I am over 70 and not to have to remove my shoes at an airport security check – I’m 82.
If the California-108 study had included some such ‘out-liers’ in their sample, the results might have been very different.

lyn
May 16, 2025

Don, time -frame for study of which you wrote, thought may be too short for scientific study of aging, made me think of Seven Up TV series started 1964 of 14 x 7yr olds followed up every 7 years, can't recall which was last one seen by me, quick google says series available, last one 2019 so they would have been 63, will watch to see if anything coincides, visible aging on screen/survival. Think originally commissioned for if 'class' born into makes difference. Longevity of women to fit 90+ in predominantly female family via all back to 1850's except for 1, like Doug below with interesting tale of 3 sisters, makes me feel it's genetic & sorted day of birth.

 

Leave a Comment:

RELATED ARTICLES

How long will you live?

‘Life expectancy’ – and why I don’t like the expression

Why it’s time to ditch the retirement journey

banner

Most viewed in recent weeks

The growing debt burden of retiring Australians

More Australians are retiring with larger mortgages and less super. This paper explores how unlocking housing wealth can help ease the nation’s growing retirement cashflow crunch.

Four best-ever charts for every adviser and investor

In any year since 1875, if you'd invested in the ASX, turned away and come back eight years later, your average return would be 120% with no negative periods. It's just one of the must-have stats that all investors should know.

LICs vs ETFs – which perform best?

With investor sentiment shifting and ETFs surging ahead, we pit Australia’s biggest LICs against their ETF rivals to see which delivers better returns over the short and long term. The results are revealing.

Family trusts: Are they still worth it?

Family trusts remain a core structure for wealth management, but rising ATO scrutiny and complex compliance raise questions about their ongoing value. Are the benefits still worth the administrative burden?

13 ways to save money on your tax - legally

Thoughtful tax planning is a cornerstone of successful investing. This highlights 13 legal ways that you can reduce tax, preserve capital, and enhance long-term wealth across super, property, and shares.

Warren Buffett's final lesson

I’ve long seen Buffett as a flawed genius: a great investor though a man with shortcomings. With his final letter to Berkshire shareholders, I reflect on how my views of Buffett have changed and the legacy he leaves.

Latest Updates

Retirement

Why it’s time to ditch the retirement journey

Retirement isn’t a clean financial arc. Income shocks, health costs and family pressures hit at random, exposing the limits of age-based planning and the myth of a predictable “retirement journey".

Financial planning

How much does it really cost to raise a child?

With fertility rates at a record low, many say young people aren’t having kids because they’re too expensive. Turns out, it’s not that simple and there are likely other factors at play.

Exchange traded products

Passive ETF investors may be in for a rude shock

Passive ETFs have become wildly popular just as markets, especially the US, reach extreme valuations. For long-term investors, these ETFs make sense, though if you're investing in them to chase performance, look out below.

Shares

Bank reporting season scorecard November 2025

The Big Four banks shrugged off doomsayers with their recent results, posting low loan losses, solid margins, and rising dividends. It underscores their resilience, but lofty valuations mean it’s time to be selective. 

Investment strategies

The real winners from the AI rush

AI is booming, but like the 19th-century gold rush, the real profits may go to those supplying the tools and energy, not the companies at the centre of the rush.

Economy

Why economic forecasts are rarely right (but we still need them)

Economic experts, including the RBA, get plenty of forecasts wrong, but that doesn't make such forecasts worthless. The key isn't to predict perfectly – it's to understand the range of possibilities and plan accordingly.

Strategy

13 reflections on wealth and philanthropy

Wealth keeps growing, yet few ask “how much is enough?” or what their kids truly need. After 23 years in philanthropy, I’ve seen how unexamined wealth can limit impact, and why Australia needs a stronger giving culture.

Sponsors

Alliances

© 2025 Morningstar, Inc. All rights reserved.

Disclaimer
The data, research and opinions provided here are for information purposes; are not an offer to buy or sell a security; and are not warranted to be correct, complete or accurate. Morningstar, its affiliates, and third-party content providers are not responsible for any investment decisions, damages or losses resulting from, or related to, the data and analyses or their use. To the extent any content is general advice, it has been prepared for clients of Morningstar Australasia Pty Ltd (ABN: 95 090 665 544, AFSL: 240892), without reference to your financial objectives, situation or needs. For more information refer to our Financial Services Guide. You should consider the advice in light of these matters and if applicable, the relevant Product Disclosure Statement before making any decision to invest. Past performance does not necessarily indicate a financial product’s future performance. To obtain advice tailored to your situation, contact a professional financial adviser. Articles are current as at date of publication.
This website contains information and opinions provided by third parties. Inclusion of this information does not necessarily represent Morningstar’s positions, strategies or opinions and should not be considered an endorsement by Morningstar.