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Home / Author: Graham Hand

Graham Hand

Cuffelinks in The Australian newspaper

A common belief in the SMSF world is that ­investors don’t have anything like enough overseas exposure, but Graham Hand has investigated the issue and found that the supposed 0.5 per cent offshore weighting of Australian SMSFs is a dramatic understatement.

Let’s debunk this myth about SMSFs and global shares

According to the ATO, SMSFs only hold 0.5% of their portfolios in global shares, despite the institutional average being over 20%. A closer look at the ATO data sources reveals that this statistic is most unreliable.

Hockey on super at Tax Reform Summit

Joe Hockey made strong statements on super reform this week: "Superannuation policy is incredibly complex ... So adding to the complexity by laying on new additional changes is daft."

What real estate agents don't tell you

The costs of owning an apartment for short term rental consume most of the income, leaving uninformed investors blind to actual returns until the statements roll in. The practice of marketing gross yields is misleading.

Productivity Commission on post-retirement

Highlights of the Productivity Commission's report on superannuation for post-retirement. The PC shows people don't waste their super spending lump sums and estimates the savings from moving super access to 65.

FINSIA White Paper on asset allocation and retirement incomes.

Video to go with this week's FINSIA White Paper on asset allocation and retirement incomes.

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Little‑known government scheme can help retirees tap into $3 trillion of housing wealth

The Home Equity Access Scheme in Australia allows older homeowners to tap into their home equity for retirement income, yet remains underused due to lack of awareness and its perceived complexity.

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