Register For Our Mailing List

Register to receive our free weekly newsletter including editorials.

Home / 73

Cuffelinks Reader Survey results

Our thanks to the 972 readers who filled in our Reader Survey. This is a great response rate and the feedback provides valuable guidance for the future of Cuffelinks.

Cuffelinks is a community of investors sharing ideas, and in the spirit of openness, we are taking the unprecedented step of attaching all 447 answers to the final question – 20 pages of comments, warts and all. We have edited out only names and email addresses in the interests of privacy and confidentiality, and we have not touched the spelling or grammar.

The bar charts on responses to every question are linked here.

The verbatim comments are linked here.

In brief, some of the findings are:

  • 38% of our readers identify themselves as ‘SMSF trustees’ while 32% are investors without an SMSF. Most of the rest are industry professionals, many of which would also manage an SMSF.
  • 73% say the length of our articles is about right, while 15% say it depends on the subject. Overall, we think we are writing appropriately for our audience.
  • 82% like to receive the newsletter once a week, with little support for more frequent.
  • a large majority consider our articles easy to understand, credible and professional, so we hope we are pitching our content at the right level.
  • there is not much support for more political commentary or lifestyle stories, and only a little more for stock picking. Long term forecasting is more popular.
  • while almost 60% report using Cuffelinks to investigate particular subjects and to reference useful articles, over 40% do not use the search function or use Cuffelinks as a general information source.
  • 82% have already recommended Cuffelinks to a friend or colleague and a further 5% want to do so. Thank you very much, the word-of-mouth support is crucial for our growth.

There were also hundreds of responses attached to specific questions which we take on board.

The 447 responses to the last question are a treasure trove of useful insights. Most value our independence and variety of expert opinions, and want us to avoid overt product promotions or advertising. There is recognition of our focus on quality of analysis, sharing expert opinions and information rather than grabbing the headlines. While some say we are too technical, others say we should write more in depth, so hopefully each edition has something for everyone.

We know you all have many priorities in your life and we appreciate the time you took to complete the survey.

From the team at Cuffelinks

Chris, Graham, David, Ashley and Leisa

July 2014

 

2 Comments
Graham Hand
August 02, 2014

Thanks for the great questions, James. Our bond guru, Warren Bird, will prepare a response over the next couple of weeks. Bond funds can be confusing and I'm sure many people would like to read the answers. Cheers, Graham

James
August 02, 2014

Dear Graham and team,
Congratulations on the publication. That it is both well-credentialed and easy to read is a rare highly commendable feat.
I notice you invited questions and suggestions. Please forgive me if this topic has been covered before and I missed it, but glancing through headlines and synopses of previous articles I couldn't see it.
I appreciate your readership includes many professional investors as well as advisers who would be all over this, but I think there are a lot of average Australians, including many who look after their own SMSF, who don't fully understand the machinations of bond funds - there appear to be more moving parts than a simple, old equities fund. May I suggest a series of articles that might consider the following topics:
- an idiot's guide on how to analyse a bond fund. What is the significance of duration vs credit risk? Should one invest in them for income or capital gain? Are there some bond funds that should be included in the growth section of a portfolio as opposed to the defensive? Is a 70/30 split crazy when interest rates are at all time lows?
- a discussion of the merits of passive vs active investing in bonds (it is my understanding that most bond funds have underperformed passive funds over the past ten years, much like active equities funds)
- an explanation of these new-fangled 'unconstrained bond funds'. Are they just a fad? Are they a genuine solution to the duration risk argument? Have they been created in response to bond fund managers wondering where the next dollar will come from after a 30 year bull market?
I look forward very much to your response.
Regards,
James

 

Leave a Comment:

banner

Most viewed in recent weeks

Which generation had it toughest?

Each generation believes its economic challenges were uniquely tough - but what does the data say? A closer look reveals a more nuanced, complex story behind the generational hardship debate. 

Raising the GST to 15%

Treasurer Jim Chalmers aims to tackle tax reform but faces challenges. Previous reviews struggled due to political sensitivities, highlighting the need for comprehensive and politically feasible change.

100 Aussies: seven charts on who earns, pays, and owns

The Labor government is talking up tax reform to lift Australia’s ailing economic growth. Before any changes are made, it’s important to know who pays tax, who owns assets, and how much people have in their super for retirement.

The best way to get rich and retire early

This goes through the different options including shares, property and business ownership and declares a winner, as well as outlining the mindset needed to earn enough to never have to work again.

Chinese steel - building a Sydney Harbour Bridge every 10 minutes

China's steel production, equivalent to building one Sydney Harbour Bridge every 10 minutes, has driven Australia's economic growth. With China's slowdown, what does this mean for Australia's economy and investments?

9 winning investment strategies

There are many ways to invest in stocks, but some strategies are more effective than others. Here are nine tried and tested investment approaches - choosing one of these can improve your chances of reaching your financial goals.

Latest Updates

Retirement

Supercharging the ‘4% rule’ to ensure a richer retirement

The creator of the 4% rule for retirement withdrawals, Bill Bengen, has written a new book outlining fresh strategies to outlive your money, including holding fewer stocks in early retirement before increasing allocations.

Shares

Are franking credits worth pursuing?

Franking credits appear to offer an additional source of value to Australian investors. Does this mean that Australian stocks paying franked dividends offer higher expected returns? This weighs up the latest data.

Retirement

Inflation cruels a comfortable retirement

ASFA’s latest estimates reveal that home-owning couples need at least $690,000 in super for a ‘comfortable’ retirement, yet only around 30% of people meet these thresholds, and the shortfall may deepen.

Australia’s sleepwalk into a damaged society

The role of family and community as foundations of a healthy society have been allowed to weaken. This has brought about Australia's spiritual decline and a thirst for dopamine that explains our high debt levels.

Investment strategies

The simplicity of this investing method hides its power

Despite the perception that successful investors nimbly navigate each zig and zag in the market, the evidence suggests otherwise. This approach can help an investor avoid self-harming their returns.

Investment strategies

Four ways that global investors are reshaping their US exposure

It wasn't long ago that investors were asking if US exceptionalism could continue. They now appear to have voted with their feet, diversifying away from dollar assets and shifting to a more active US equity allocation.

Investment strategies

The case for high yield bonds

This is a primer on high yield bonds - their risk and returns compared to investment grade securities, diversification benefits, and strategies for selecting high yield investments for enhanced portfolio yields.

Sponsors

Alliances

© 2025 Morningstar, Inc. All rights reserved.

Disclaimer
The data, research and opinions provided here are for information purposes; are not an offer to buy or sell a security; and are not warranted to be correct, complete or accurate. Morningstar, its affiliates, and third-party content providers are not responsible for any investment decisions, damages or losses resulting from, or related to, the data and analyses or their use. To the extent any content is general advice, it has been prepared for clients of Morningstar Australasia Pty Ltd (ABN: 95 090 665 544, AFSL: 240892), without reference to your financial objectives, situation or needs. For more information refer to our Financial Services Guide. You should consider the advice in light of these matters and if applicable, the relevant Product Disclosure Statement before making any decision to invest. Past performance does not necessarily indicate a financial product’s future performance. To obtain advice tailored to your situation, contact a professional financial adviser. Articles are current as at date of publication.
This website contains information and opinions provided by third parties. Inclusion of this information does not necessarily represent Morningstar’s positions, strategies or opinions and should not be considered an endorsement by Morningstar.