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Edition: 174

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Edition 174

  • 23 September 2016

The hottest topic now for anyone planning or managing their retirement is non-concessional contribution limits. The disquiet at the proposed $500,000 lifetime cap has been replaced by enthusiasm for the final opportunity to place a large amount into the tax-advantaged super system. Learn the new rules, make a precise calculation, watch the final legislation and act before 30 June 2017.

Morrison delivers a Costello supersize opportunity

The superannuation compromises announced on 15 September give a final chance for the wealthy to place large amounts in a tax-advantaged system. It's similar to the opportunity delivered 10 years ago to the day.

10 quick points on super reform for dummies

  • 22 September 2016
  • 2

Cut through all the political speak and hype with this simple checklist of proposed super changes (as they currently stand), but remember - these changes are yet to be legislated.

Five things bond investors are doing now

In challenging market conditions, bond investors use two main strategies to increase returns: investing for longer or increasing risk. This list highlights some of direct bond investing trends right now.

Achieving real returns in a low growth world

The 'lower for longer' mantra has become common, but investors can assess current market conditions to achieve decent returns after inflation, without taking on extreme levels of risk.

Smart automation provides competitive edge

Capital expenditure by companies towards technology and software-driven innovation is reducing labour costs and increasing efficiency when executed well.

Search these unique investing tools

Retail investors don't always have access to the sophisticated tools used by professional fund managers to conduct company research, so here are some readily available investing tools that require just an internet browser.

Revolution in Australian money markets: a tribute to Ellis Bugg

It was only a few decades ago when money market trading was settled by retired bank managers walking around the city holding cheques and negotiable securities. Ellis Bugg drove the automation we take for granted.

Most viewed in recent weeks

It’s time for LICs to die

A high-profile dividend cut and a prominent fund manager’s apology have reignited a long-running debate. If investors can access similar exposures more cheaply and efficiently elsewhere, what exactly is keeping LICs alive?

The retirement scorecard: how many of these questions can you answer?

From the maths of retirement, estimating spending and picking the right asset allocation to survive a poor decade, here are the questions every retiree – current or future – should be able to answer for themselves.

Testamentary trusts: Treasury has picked the wrong reading

A decades-old estate planning tool has survived one tax crackdown only to be caught by another. The surprise isn't who the reform is targeting, but who could end up paying the price for drafting choices made years ago.

How the typical Australian Family could save $844,350 in taxes

The value of a testamentary trust is not determined by wealth alone. Depending on circumstances, it can reduce the tax burden on inherited income, create efficiencies and help build intergenerational wealth.

The housing slide could become a crash

House prices are sliding across Australia, yet the most dangerous ingredient for a housing crash is still missing. If job losses surge amid growing economic risks, today's correction could become a historic property downturn.

Will investors be better or worse off under new housing tax changes?

Housing tax reforms have sparked warnings of market turmoil and promises of greater fairness. But after modelling nearly two decades of property data, the results suggest winners and losers may not be who many investors expect.

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