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Edition: 174

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Edition 174

  • 23 September 2016

The hottest topic now for anyone planning or managing their retirement is non-concessional contribution limits. The disquiet at the proposed $500,000 lifetime cap has been replaced by enthusiasm for the final opportunity to place a large amount into the tax-advantaged super system. Learn the new rules, make a precise calculation, watch the final legislation and act before 30 June 2017.

Morrison delivers a Costello supersize opportunity

The superannuation compromises announced on 15 September give a final chance for the wealthy to place large amounts in a tax-advantaged system. It's similar to the opportunity delivered 10 years ago to the day.

10 quick points on super reform for dummies

  • 22 September 2016
  • 2

Cut through all the political speak and hype with this simple checklist of proposed super changes (as they currently stand), but remember - these changes are yet to be legislated.

Five things bond investors are doing now

In challenging market conditions, bond investors use two main strategies to increase returns: investing for longer or increasing risk. This list highlights some of direct bond investing trends right now.

Achieving real returns in a low growth world

The 'lower for longer' mantra has become common, but investors can assess current market conditions to achieve decent returns after inflation, without taking on extreme levels of risk.

Smart automation provides competitive edge

Capital expenditure by companies towards technology and software-driven innovation is reducing labour costs and increasing efficiency when executed well.

Search these unique investing tools

Retail investors don't always have access to the sophisticated tools used by professional fund managers to conduct company research, so here are some readily available investing tools that require just an internet browser.

Revolution in Australian money markets: a tribute to Ellis Bugg

It was only a few decades ago when money market trading was settled by retired bank managers walking around the city holding cheques and negotiable securities. Ellis Bugg drove the automation we take for granted.

Most viewed in recent weeks

The growing debt burden of retiring Australians

More Australians are retiring with larger mortgages and less super. This paper explores how unlocking housing wealth can help ease the nation’s growing retirement cashflow crunch.

Four best-ever charts for every adviser and investor

In any year since 1875, if you'd invested in the ASX, turned away and come back eight years later, your average return would be 120% with no negative periods. It's just one of the must-have stats that all investors should know.

LICs vs ETFs – which perform best?

With investor sentiment shifting and ETFs surging ahead, we pit Australia’s biggest LICs against their ETF rivals to see which delivers better returns over the short and long term. The results are revealing.

Our experts on Jim Chalmers' super tax backdown

Labor has caved to pressure on key parts of the Division 296 tax, though also added some important nuances. Here are six experts’ views on the changes and what they mean for you.        

Preparing for aged care

Whether for yourself or a family member, it’s never too early to start thinking about aged care. This looks at the best ways to plan ahead, as well as the changes coming to aged care from November 1 this year.

Family trusts: Are they still worth it?

Family trusts remain a core structure for wealth management, but rising ATO scrutiny and complex compliance raise questions about their ongoing value. Are the benefits still worth the administrative burden?

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