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Edition: 185

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Edition 185

  • 9 December 2016

Our superannuation system should be as simple to understand as possible, to encourage people to use it and trust it and save for their retirement, but the latest round of changes has introduced new levels of complexity. Jonathan Hoyle and Diana Chan think it's an early Christmas present for financial planners from Santa Scott Morrison, and they highlight the critical issues.

Five questions after Super Scott’s Santa surprise

Does the Treasurer realise the extent of the super 'gift' he has delivered to financial planners for Christmas? We're beginning to understand how complex the system has now become.

When an SMSF member becomes disqualified

When an SMSF member becomes a disqualified person, it's time to act. The law allows a window of only six months for the SMSF to address the issue and become compliant again, but it's rarely an easy process.

What do different types of bond yields mean?

The yield quoted for a bond can be calculated in many different ways, depending on its characteristics or the investment horizon of the bond holder. Which yield are you buying?

SAFs can provide powerful estate planning solutions

The last article in our series on small APRA funds explains how SAFs can provide estate planning solutions in unique circumstances, including blended families, second marriages and adult children with special needs.

Buffett on inflation and equity investing

It might be intuitive to think shares are more resilient to the effects of inflation than other asset classes, but as Warren Buffett warned in 1977, it could work the other way.

Exchange traded products in 2016 and a look ahead

Exchange traded products have had another strong year of growth in 2016. Their popularity with investors, both in Australia and globally, is driving innovation and it will continue in 2017.

Your best reads of 2016

It will soon be the time of year when people turn their mind to some casual reading and enjoy a quiet moment. Tell us the best book you read in 2016. It could be an oldie or a newie, but let's get a reading list going.

Most viewed in recent weeks

Australian stocks will crush housing over the next decade, 2025 edition

Two years ago, I wrote an article suggesting that the odds favoured ASX shares easily outperforming residential property over the next decade. Here’s an update on where things stand today.

Australia's retirement system works brilliantly for some - but not all

The superannuation system has succeeded brilliantly at what it was designed to do: accumulate wealth during working lives. The next challenge is meeting members’ diverse needs in retirement. 

Get set for a bumpy 2026

At this time last year, I forecast that 2025 would likely be a positive year given strong economic prospects and disinflation. The outlook for this year is less clear cut and here is what investors should do.

The 3 biggest residential property myths

I am a professional real estate investor who hears a lot of opinions rather than facts from so-called experts on the topic of property. Here are the largest myths when it comes to Australia’s biggest asset class.

Meg on SMSFs: First glimpse of revised Division 296 tax

Treasury has released draft legislation for a new version of the controversial $3 million super tax. It's a significant improvement on the original proposal but there are some stings in the tail.

AFIC on the speculative ASX boom, opportunities, and LIC discounts

In an interview with Firstlinks, CEO Mark Freeman discusses how speculative ASX stocks have crushed blue chips this year, companies he likes now, and why he’s confident AFIC’s NTA discount will close.

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