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Edition: 26

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Edition 26

  • 9 August 2013

Buying when consumer sentiment is at its peak, tax-effective bequests, commercial property rewards and risks, IBISWorld on superannuation, Jack Gray's 'C words', and US delivers a once-in-a-lifetime performance.

Investing against the herd, Part 3, Testing the theory

An 'against the herd' portfolio is some 54% higher than the 'follow the herd’ portfolio, and 22% better than a passive portfolio. Ignore the market hype and general sentiment and focus instead on the facts.

Tax-effective charitable bequests

With some extra thought in estate planning, a bequest to a charity could be made in a more tax-effective way, creating the potential for larger bequests.

The C words: an irregular, irritating series of dictionary narratives

The irreverent Jack Gray starts his irregular, irritating series of dictionary narratives, with some delightful insights full of political incorrectness.

Investing in commercial property

There are excellent investment opportunities in the smaller end of the commercial property market, but it is different from residential and comes with additional risks.

Superannuation emerges from a torrid period to more regulatory upheaval

IBISWorld is Australia’s best-known business information corporation and has provided this summary of the current superannuation landscape exclusively for Cuffelinks.

Once in a lifetime returns from US shares

Not only has the US market returned 39% in Australian dollars over the past 9 months, volatility has not been lower since the mid-2000s. It has been the best run of consistent, high returns in my lifetime.

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The growing debt burden of retiring Australians

More Australians are retiring with larger mortgages and less super. This paper explores how unlocking housing wealth can help ease the nation’s growing retirement cashflow crunch.

Four best-ever charts for every adviser and investor

In any year since 1875, if you'd invested in the ASX, turned away and come back eight years later, your average return would be 120% with no negative periods. It's just one of the must-have stats that all investors should know.

Preparing for aged care

Whether for yourself or a family member, it’s never too early to start thinking about aged care. This looks at the best ways to plan ahead, as well as the changes coming to aged care from November 1 this year.

Our experts on Jim Chalmers' super tax backdown

Labor has caved to pressure on key parts of the Division 296 tax, though also added some important nuances. Here are six experts’ views on the changes and what they mean for you.        

LICs vs ETFs – which perform best?

With investor sentiment shifting and ETFs surging ahead, we pit Australia’s biggest LICs against their ETF rivals to see which delivers better returns over the short and long term. The results are revealing.

Family trusts: Are they still worth it?

Family trusts remain a core structure for wealth management, but rising ATO scrutiny and complex compliance raise questions about their ongoing value. Are the benefits still worth the administrative burden?

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