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Tuesday, 21 September 2021
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Cuffelinks has added a new monthly feature, the 'Market Monitor', a review of economic conditions in major global markets plus an estimate of long term value across a wide range of asset classes.
The intention to save more is common, but it's often easier to procrastinate. There are useful techniques the wealth industry should consider to overcome this reluctance to save, to everyone's benefit.
Many people who open a small business learn the most valuable lessons on the job. Here are some hard-earned insights after 20 years without a big corporate structure to deliver a regular pay cheque.
There's sometimes a gap between lifestyle expectations and retirement savings that can be filled by accessing the underutilised equity in the family home. There are alternatives to reverse mortgages such as shared equity.
Some of our best investing insights come from a few words issued by the most famous people in financial markets (or elsewhere). Do you know who said these gems?
An article in November 2013 suggesting death duties be considered as a public finance tool attracted some strong criticism, and in the context of the need to fund ever-increasing deficits, the author defends his views.
Who knew? With some surprise results, the Government is on unexpected firm ground in asking people to draw on all their assets in retirement, although the comments show what feisty and informed readers we have.
The RBA Governor says rising house prices are due to "the design of our taxation and social security systems". The OECD says "the prolonged boom in house prices has inflated the wealth of many pensioners without impacting their pension eligibility." What's your view?
It's a remarkable statistic. In any year since 1875, if you had invested in the Australian stock index, turned away and come back eight years later, your average return would be 120% with no negative periods.
Never stand between Australian households and an uncapped government programme with $3 billion in ‘free money’ to build or renovate their homes. But excess supply is coming with an absence of net migration.
Picking macro trends is difficult. What may seem logical and compelling one minute may completely change a few months later. There are better rewards from focussing on identifying the best companies at good prices.
Some high-quality companies have emerged even stronger since the onset of COVID and are well placed for outperformance. We call these the ‘COVID Opportunists’ as they are now dominating their specific sectors.