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Edition: 521

1-8 out of 8 results.

Welcome to Firstlinks Edition 521 with weekend update

  • 10 August 2023
  • 8

The hourly and daily milieu of financial news is noise for long-term investors. Seen from a distance, the perpetual musings from economists and analysts look like contradictory guesses, likely to encourage over-trading and exiting at the wrong time. Tune it out.

Selling is the easy part but what about reinvesting?

Many investors sell because they think the stockmarket will fall, with the intention of reinvesting. It requires two correct timing decisions but what signals will prompt a reinvestment? It's harder than it looks.

Church of Apple

The market capitalisation of Apple now tops US$3 trillion, equivalent to the world's seventh largest country by GDP. The company has permeated our lives and made many investors richer, but when does big become too big?

Meg on SMSFs: should I start my pension before selling assets?

Tax breaks are one reason to have long term investments in super because it can mean a complete tax exemption on capital gains that have built up over years. But is it essential to start the pension before selling assets?

Where to from here after this year’s big tech rally?

The 'Magnificent Seven' stocks in the US have had an incredible run and many investors are wondering how long it can last. While it may be tempting to take profits in these stocks, it could prove a costly error.

The drawbacks for SMSFs moving funds into cash

More than a third of SMSFs have indicated an increased allocation to cash and cash-like products. Cash is often seen as risk-free yet it isn't, especially when high inflation means real cash returns remain in the red.

Podcast: Big flows into super funds force unlisted allocations

Our latest podcast features John Abernethy of Clime Investment Management on super funds' biggest problem, Peter with a different take on the unlisted assets issue, while Graham looks at retiree fears of running out of money.

What to consider when paying for a nursing home

Moving yourself or a loved one to a nursing home  is an important and complex decision: it can affect your income, wealth, means-tested aged care fee, and bequests. Here are some things to consider before you decide.

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The growing debt burden of retiring Australians

More Australians are retiring with larger mortgages and less super. This paper explores how unlocking housing wealth can help ease the nation’s growing retirement cashflow crunch.

Warren Buffett's final lesson

I’ve long seen Buffett as a flawed genius: a great investor though a man with shortcomings. With his final letter to Berkshire shareholders, I reflect on how my views of Buffett have changed and the legacy he leaves.

LICs vs ETFs – which perform best?

With investor sentiment shifting and ETFs surging ahead, we pit Australia’s biggest LICs against their ETF rivals to see which delivers better returns over the short and long term. The results are revealing.

Family trusts: Are they still worth it?

Family trusts remain a core structure for wealth management, but rising ATO scrutiny and complex compliance raise questions about their ongoing value. Are the benefits still worth the administrative burden?

13 ways to save money on your tax - legally

Thoughtful tax planning is a cornerstone of successful investing. This highlights 13 legal ways that you can reduce tax, preserve capital, and enhance long-term wealth across super, property, and shares.

Why it’s time to ditch the retirement journey

Retirement isn’t a clean financial arc. Income shocks, health costs and family pressures hit at random, exposing the limits of age-based planning and the myth of a predictable “retirement journey".

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