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Edition: 530

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Welcome to Firstlinks Edition 530 with weekend update

  • 12 October 2023
  • 4

With the Consumer Price Index at 5.2% in August 2023, it's tempting to think inflation is under control after peaking at 8.4% in 2022. What's your personal experience? And will the Treasury review of the $3 million tax lead to any changes, especially taxing unrealised gains?

Are you paying tax by not starting a super pension?

Pension payments in super after the age of 60 are tax free and anyone over 65 can switch their super into a pension account even if they do not change their employment. Why do so many continue paying 15% tax?

Which asset classes are offering the best value?

The number one aim of investing is to generate an after-tax return above inflation. All major asset classes failed to do that in 2022, though it's more mixed this year, so where does the best value lie for the future?

A new income scorecard for the ASX 200

ASX reporting season focuses on how earnings compare to forecasts, yet there's little mention of how dividends perform versus expectations. A new scorecard aims to rectify this to help income-focused portfolios.

Reader Survey: your personal inflation experiences

We each have a unique inflation experience but does it feel as if your own cost of living has gone up more than the official CPI? Australia has taken a step change in the cost of goods and services but what about yours?

Is the market wrong on AI and China?

The conventional academic view is that markets are efficient as they price in all available information effectively. Yet history shows the market can be wildly wrong on stocks, as may be the case with AI and China today.

Backing strong companies over weak ones

It is important to be selective in this environment to ensure exposure to stronger over weaker companies. It is also an opportunistic time because an attractive entry price can help some of the weak to survive.

Disney blinks in the TV streaming wars

Big changes are upending the US entertainment industry business, and as we know, almost every piece of US content finds its way here. The end of the existing Pay TV model is near as dollars flow from traditional to streamed TV.

Most viewed in recent weeks

The growing debt burden of retiring Australians

More Australians are retiring with larger mortgages and less super. This paper explores how unlocking housing wealth can help ease the nation’s growing retirement cashflow crunch.

Four best-ever charts for every adviser and investor

In any year since 1875, if you'd invested in the ASX, turned away and come back eight years later, your average return would be 120% with no negative periods. It's just one of the must-have stats that all investors should know.

LICs vs ETFs – which perform best?

With investor sentiment shifting and ETFs surging ahead, we pit Australia’s biggest LICs against their ETF rivals to see which delivers better returns over the short and long term. The results are revealing.

Our experts on Jim Chalmers' super tax backdown

Labor has caved to pressure on key parts of the Division 296 tax, though also added some important nuances. Here are six experts’ views on the changes and what they mean for you.        

Preparing for aged care

Whether for yourself or a family member, it’s never too early to start thinking about aged care. This looks at the best ways to plan ahead, as well as the changes coming to aged care from November 1 this year.

Family trusts: Are they still worth it?

Family trusts remain a core structure for wealth management, but rising ATO scrutiny and complex compliance raise questions about their ongoing value. Are the benefits still worth the administrative burden?

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