Register For Our Mailing List

Register to receive our free weekly newsletter including editorials.

Home / 288

Summer Series Guest Editor, Tim Keegan

AMP Capital’s goal is simple: to secure the financial future of as many investors as possible. As part of that I am always looking for new ideas, trends, conversation starters and stories that make me think. Contemplating the future is what Cuffelinks and its array of authors does best. Here are five of my favourites.

1. Let’s start at the beginning, with the basics of investing. The holiday season is a time for reflection and a couple of years ago, Cuffelinks put together a comprehensive guide to investing by asking more than 30 investment professionals to provide advice to their 20-year-old selves. From the power of compound interest to the exhortation to 'start now!', from playing to your strengths to learning to manage your emotions, it’s full of gems, and is linked here. As this article was also selected by a previous Guest Editor, I have chosen another ebook on the basics of investing, focussed more on lessons from making a mistake. What is an enduring investment lesson you learned from making a mistake?

2. Noel Whittaker’s 20 Commandments of Wealth is a classic. He tells us to ignore the prophets of doom that fill our media and make sure we take professional advice before investing, not after. The list is full of wisdom. The 20 Commandments of Wealth for Retirees

3. Focusing more closely on share market investment, the eloquent Roger Montgomery offered a timeless primer back in 2015 that still holds true. He says first, identify superior businesses, and second, estimate their true value. And then he laments how hard it is for investors to follow these simple rules. How to think rationally about shares

4. In a similar vein is David Bell’s argument against get rich quick schemes. There’s no easy way to make money, he says. And that really is a truism of investing. No easy way to make money

5. And finally, this time of the year is a time of thanks – thanks for the life we’re living, the society that allows us to live so well and the people with whom we spend our time. No article contemplates this better than Chris Cuffe’s own thoughts on life, family and death - and his frustration at the still true fact that 45% of Australians do not have a valid will. What could be more important than ensuring your loved ones are safe and cared for after you’ve gone? Chris contemplates the basics and benefits of leaving an enduring legacy for your children and grandchildren. But also, perhaps more importantly, he considers how we can also leave an enduring gift for society at large – the very society that has enabled us to live so well in the first place. Planning to make your money live forever

 

Tim Keegan is Global Head of Marketing, Digital, Innovation and Direct at AMP Capital, a sponsor of Cuffelinks.

 

  •   10 January 2019
  • 1
  •      
  •   
1 Comments
Caroline
January 10, 2019

Thanks, Tim, I had forgotten about some of these goodies.

 

Leave a Comment:

banner

Most viewed in recent weeks

Does your will qualify for the discretionary testamentary trust exemption?

Treasury has confirmed the exemption many families were hoping for. But buried in the fine print are two conditions that could leave some wills on the wrong side of the exemption, despite years of careful planning.

Are you making these SMSF mistakes?

After four decades advising investors, there are a few common mistakes I've seen SMSF investors make. From holding too much cash and chasing yield to overtrading and trusting tips. Are these errors costing you?

Lithium's latest drop and what it means for ASX investors

Lithium's latest sell-off has punished ASX miners as prices remain hostage to shifting expectations. The key challenge is navigating a market prone to extreme volatility despite a strong case for the long-term demand outlook.

Retirement spending is not one-size-fits-all

New data challenges the idea that Australians are underspending their super. The bigger issue may be helping retirees navigate complexity, make confident decisions and use their savings to support security, wellbeing and choice.

Why have Australian living standards 'fallen' and how do we fix it?

For the last few years there has been much talk of a 'cost-of-living' crisis in Australia and of 'falling living standards'. Lately this has flared up again with the pickup in inflation resulting in a renewed fall in real wages.

The missing link in the CGT debate

A little-noticed consequence of Labor’s tax changes could have implications well beyond investors’ tax bills. The issue raises bigger questions about incentives, capital allocation and the drivers of long-term economic growth.

Latest Updates

Planning

Testamentary trusts have secured the CGT exemption

Treasury’s latest CGT reform draft delivers a win for testamentary trusts and deceased estates, exempting estate-derived gains from the 30% floor. However, questions on death and divorce rollovers remain unresolved. 

Superannuation

How much super should you have?

Average super balances are one of the most misleading benchmarks. They ignore your goals, spending and future needs, creating a false sense of security. Here is how I calculate exactly where I need to be at every decade.

Retirement

Retiring from work is easy, retiring into life is harder

Most people spend decades planning how to retire. Far fewer plan for what comes next. The biggest retirement challenge isn't always financial, and it often catches even the most prepared retirees completely off guard.

Shares

Right asset class, wrong index: the trap in Australian small caps

Most Australian portfolios are concentrated in large caps, with relatively little exposure to smaller companies. But what if the biggest risk isn't the economy, interest rates or valuations? For many, the risk is hidden in plain sight. 

Property

Are these assets the missing piece in Australian portfolios?

Many investors remain concentrated in shares, cash and property. Despite their popularity among institutional investors, real assets remain underrepresented in many SMSF portfolios. Could they be the missing piece?

Investment strategies

The biggest risk that buy-and-hold investors ignore

Investors spend decades learning how to stay invested, yet few have a plan for getting out. When a financial goal has a hard deadline, a worked example shows why a fixed derisking schedule should outrank buy-and-hold discipline.

Investment strategies

How passive investing is driving the decline of active fund alpha

Why have active managers struggled as passive investing has surged? Research suggests that flows into index funds and ETFs are creating structural headwinds, penalising the stock-picking strategies that once generated alpha.  

Sponsors

Alliances

  • ASA-Logo-RGB-ActiveGreen-web.png

© 2026 Morningstar, Inc. All rights reserved.

Disclaimer
The data, research and opinions provided here are for information purposes; are not an offer to buy or sell a security; and are not warranted to be correct, complete or accurate. Morningstar, its affiliates, and third-party content providers are not responsible for any investment decisions, damages or losses resulting from, or related to, the data and analyses or their use. To the extent any content is general advice, it has been prepared for clients of Morningstar Australasia Pty Ltd (ABN: 95 090 665 544, AFSL: 240892), without reference to your financial objectives, situation or needs. For more information refer to our Financial Services Guide. You should consider the advice in light of these matters and if applicable, the relevant Product Disclosure Statement before making any decision to invest. Past performance does not necessarily indicate a financial product’s future performance. To obtain advice tailored to your situation, contact a professional financial adviser. Articles are current as at date of publication.
This website contains information and opinions provided by third parties. Inclusion of this information does not necessarily represent Morningstar’s positions, strategies or opinions and should not be considered an endorsement by Morningstar.