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Edition: 158

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Edition 158

  • 3 June 2016

The daily media focus on superannuation has deflected some attention from the policy differences on negative gearing and capital gains concessions. Residential property is worth three times the value of the entire superannuation pool. We summarise the policies and include a short survey for your opinion.

Negative gearing and capital gains survey

Residential property in Australia represents 65% of net household wealth, and is worth three times the superannuation pool. Depending on the outcome of the Federal election, the rules could change from 1 July 2017.

10 hints on realising capital losses for EOFY

Anyone with capital gains from property or shares should scan the rest of their portfolio for possible offsetting capital losses, always being wary of the ATO's wash sale provisions.

Regulator demands robos understand clients

While ASIC reviews the feedback on its robo advice policies, the US regulator makes it clear it requires the same standard of care from robo advisers as it expects from human advisers.

SMSFs and infrastructure is marriage made in heaven

Australia needs capital for infrastructure, and SMSF trustees want direct access to assets with yield and long-term security. It's a win-win if governments can find a structure to bring the two together.

Stranded: too old to work, too young for the pension

There's a gap between the age when many people are considered too old to start a new job, and qualifying for the age pension. It leaves those who do not own their home especially vulnerable.

We still care about real cash

There's already a fuss about the appearance of the new $5 note, but there's a lot goes into the design of our currency.

The longest comment we've ever received

By far the longest comment we have ever received, we're giving these passionate thoughts some more exposure.

Most viewed in recent weeks

Noel Whittaker’s take on the budget

Marketed as a fix for inequality and housing affordability, the latest budget instead delivers a tangle of tax changes that leave everyday Australians worse off.

Australia has no death duties. Technically.

Australia may not levy formal death duties, but a growing web of tax measures is quietly shaping what wealth passes between generations. Now, the 2026 budget adds another layer.

Lithium's rally is real this time – but no-one trusts it

The lithium rally mirrors the early-2010s tech stock surge, with demand set to double by 2030. Supply has been slow to respond, creating a market deficit for future tech like humanoid robotics and solid-state batteries.

Welcome to Firstlinks Edition 662 with weekend update

The debate over the budget is increasingly shaped by frustration and perceptions of unfairness, rather than clear-eyed assessment of policy outcomes.

How inflation is quietly moving the goalposts on retirement

Inflation doesn’t just raise today’s bills - it quietly increases the amount needed to retire, while simultaneously making it harder to save. Three steps to take before June 30th to improve retirement outcomes.

How to minimise tax with a will

Inheritance tax implications in Australia may surprise some, as poor estate planning without proper wills or trusts can lead to costly tax bills and delays for beneficiaries.

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