Friday, 29 October 2021

Recently trending

House prices surge but falls are common and coming Survey responses on pension eligibility for wealthy homeowners 100 Aussies: five charts on who earns, pays and owns Three good comments from the pension asset test article The sorry saga of housing affordability and ownership

Australian Investors Association: "Australia's foremost independent financial newsletter for professionals and self-directed investors."

Don Stammer, leading Australian economist: "Congratulations to all associated. It deserves the good following it has."

Professor Robert Deutsch: "This has got to be the best set of articles on economic and financial matters. Always something worthwhile reading in Firstlinks. Thankyou"

Reader: "Keep it up - the independence is refreshing and is demonstrated by the variety of well credentialed commentators."

Rob Henshaw: "When I open my computer each day it's the first link I click - a really great read."

Reader: "Carry on as you are - well done. The average investor/SMSF trustee needs all the help they can get."

Scott Pape, author of The Barefoot Investor: "I'm an avid reader of Cuffelinks. Thanks for the wonderful resource you have here, it really is first class."

Reader: "The BEST in the game because of diversity and not aligned to financial products. Stands above all the noise."

Eleanor Dartnall, AFA Adviser of the Year, 2014: "Our clients love your newsletter. Your articles are avidly read by advisers and they learn a great deal."

Jonathan Hoyle, CEO, Stanford Brown: "A fabulous publication. The only must-read weekly publication for the Australian wealth management industry."

Reader: "It's excellent so please don't pollute the content with boring mainstream financial 'waffle' and adverts for stuff we don't want!"

Reader: " Finding a truly independent and interesting read has been magical for me. Please keep it up and don't change!"

John Pearce, Chief Investment Officer, Unisuper: "Out of the (many many) investmentrelated emails I get, Cuffelinks is one that I always open."

David Goldschmidt, Chartered Accountant: "I find this a really excellent newsletter. The best I get. Keep up the good work!"

Reader: "Best innovation I have seen whilst an investor for 25 years. The writers are brilliant. A great publication which I look forward to."

Reader: "I subscribe to two newsletters. This is my first read of the week. Thank you. Excellent and please keep up the good work!"

John Egan, Egan Associates: "My heartiest congratulations. Your panel of contributors is very impressive and keep your readers fully informed."

Reader: "An island of professionalism in an ocean of shallow self-interest. Well done!"

Andrew Buchan, Partner, HLB Mann Judd: "I have told you a thousand times it's the best newsletter."

Ian Silk, CEO, AustralianSuper: "It has become part of my required reading: quality thinking, and (mercifully) to the point."

Reader: "Is one of very few places an investor can go and not have product rammed down their throat. Love your work!"

Reader: "I can quickly sort the items that I am interested in, then research them more fully. It is also a regular reminder that I need to do this."

Vishal Teckchandani, Content Editor, nabtrade: "Exceptional investment literature of the highest possible quality."

Reader: "Love it, just keep doing what you are doing. It is the right length too, any longer and it might become a bit overwhelming."

Ian Kelly, CFP, BTACS Financial Services: "Probably the best source of commentary and information I have seen over the past 20 years."

Reader: "Great resource. Cuffelinks is STILL the one and only weekly newsletter I regularly read."

Noel Whittaker, author and financial adviser: "A fabulous weekly newsletter that is packed full of independent financial advice."

Reader: "Congratulations on a great focussed news source. Australia has a dearth of good quality unbiased financial and wealth management news."

Steve: "The best that comes into our world each week. This is the only one that is never, ever canned before fully being reviewed by yours truly."

Home / 195

Edition: 195

1-8 out of 8 results.

Edition 195

24 March 2017

A trader-friend who lives in Illinois USA sent me this chart from The Economist, with the question, "What is it about the old British Empire and house prices?" I replied with the usual stuff on Chinese investment, low interest rates and strong economies, and he came back on the ratios of household debt to GDP, price to disposable income and price to rents. The Economist has a fantastic interactive chart showing 27 countries, but for all their skilled analysis, they've been wrong on Australia since 2002. They now call it 'severely overpriced', and surely we're due at least a flat period.

Four things retirees must know about shares

Don Hamson
23 March 2017
11

Investors and financial market professionals underestimate the power of franking credits to enhance returns, especially in pension phase where franking is fully refunded.

You get what you don’t pay for

Robin Bowerman
23 March 2017
3

While there is a role for both active and passive investments in portfolios, the impact of relatively small reductions in management fees can compound to large amounts over a lifetime of saving.

10 grey swans to watch out for

Lorne Johnson
23 March 2017
2

'Grey swans' are surprises that are improbable but more likely to occur than 'black swans', and investors should consider the possible impact on their portfolios. Some of these swans will paddle by this year.

Should we exclude companies purely on ethical grounds?

Adam Tindall
23 March 2017
9

General principles previously governed ethical investing, but both fund managers and clients now accept the more hard-nosed approach of eliminating certain companies from portfolios.

Big increase in retirees expecting to outlive their savings

Graham Hand
23 March 2017
24

New research shows a rapid increase in the proportion of retirees expecting to outlive their savings, and those not yet retired are worried about markets and not saving enough.

Watch premiums and discounts in LICs

Leisa Bell
23 March 2017
5

Independent Investment Research has released its December Quarter 2016 review of the performance of the 34 LIC's under its coverage. Understand the premiums and discounts to NTA before investing.

Future oil prices: it takes two to contango

Andrew Kaleel, Matthew Kaleel
23 March 2017

US shale oil producers and the combined alliance of OPEC and Russia need one another to maintain the 'sweet spot' in oil sector dynamics and profitability into the future.

Firstlinks is sponsored by:

Most viewed in recent weeks

House prices surge but falls are common and coming

We tend to forget that house prices often fall. Direct lending controls are more effective than rate rises because macroprudential limits affect the volume of money for housing leaving business rates untouched.

Ashley Owen
6 October 2021

Survey responses on pension eligibility for wealthy homeowners

The survey drew a fantastic 2,000 responses with over 1,000 comments and polar opposite views on what is good policy. Do most people believe the home should be in the age pension asset test, and what do they say?

Leisa Bell
22 September 2021

100 Aussies: five charts on who earns, pays and owns

Any policy decision needs to recognise who is affected by a change. It pays to check the data on who pays taxes, who owns assets and who earns the income to ensure an equitable and efficient outcome.

Graham Hand
6 October 2021

Three good comments from the pension asset test article

With articles on the pensions assets test read about 40,000 times, 3,500 survey responses and thousands of comments, there was a lot of great reader participation. A few comments added extra insights.

Graham Hand
29 September 2021

The sorry saga of housing affordability and ownership

It is hard to think of any area of widespread public concern where the same policies have been pursued for so long, in the face of such incontrovertible evidence that they have failed to achieve their objectives.

Saul Eslake
29 September 2021

Two strong themes and companies that will benefit

There are reasons to believe inflation will stay under control, and although we may see a slowing in the global economy, two companies should benefit from the themes of 'Stable Compounders' and 'Structural Winners'.

Roger Montgomery
20 October 2021

Alliances

Site Map

About Firstlinks

Disclaimer
The data, research and opinions provided here are for information purposes; are not an offer to buy or sell a security; and are not warranted to be correct, complete or accurate. Morningstar, its affiliates, and third-party content providers are not responsible for any investment decisions, damages or losses resulting from, or related to, the data and analyses or their use. Any general advice or ‘regulated financial advice’ under New Zealand law has been prepared by Morningstar Australasia Pty Ltd (ABN: 95 090 665 544, AFSL: 240892) and/or Morningstar Research Ltd, subsidiaries of Morningstar, Inc, without reference to your objectives, financial situation or needs. For more information refer to our Financial Services Guide (AU) and Financial Advice Provider Disclosure Statement (NZ). You should consider the advice in light of these matters and if applicable, the relevant Product Disclosure Statement before making any decision to invest. Past performance does not necessarily indicate a financial product’s future performance. To obtain advice tailored to your situation, contact a professional financial adviser. Articles are current as at date of publication.
This website contains information and opinions provided by third parties. Inclusion of this information does not necessarily represent Morningstar’s positions, strategies or opinions and should not be considered an endorsement by Morningstar.

Website Development by Master Publisher.