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Does your will qualify for the discretionary testamentary trust exemption?Ranking three common retirement strategies Are you making these SMSF mistakes?Australia has saved $4.5 trillion for retirement. Here's what matters more Lithium's latest drop and what it means for ASX investors

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Edition: 468

1-8 out of 8 results.

Welcome to Firstlinks Edition 468 with weekend update

28 July 2022
8

When inflation was close to zero, it was not as important to think about markets and returns in real terms (that is, nominal returns less inflation). But factoring in inflation, a total return of 6% on an investment may only preserve purchasing power. Leaving money in cash at 1% now comes with a significant opportunity cost.

Rival standard for savings and incomes in retirement

Graham Hand
27 July 2022
39

A new standard argues the majority of Australians will never achieve the ASFA 'comfortable' level of retirement savings and it amounts to 'fearmongering' by vested interests. If comfortable is aspirational, so be it.

The sharemarket is not the same as the economy

The lessons from 22 years in the market include the lower volatility of industrial shares, how a short book differs from a long, the best leading indicators of change, plus stocks to withstand tougher times.

Price is a liar: take three steps before you dive in

Hugh Selby-Smith
27 July 2022
6

Price is a subjective measure with no mathematical definition, but valuation approximates the truth. With many stock prices down, investors looking to buy should consider three steps suited to current market conditions.

Bear markets don't go paw-in-paw with recessions

Andrew Mitchell
27 July 2022
3

In the 12 US recessions since WWII, the S&P500 index has contracted from peak to trough by a median of 24%. We were almost there in June 2022 but trying to time the bottom of the market can be a costly strategy.

Different investments to catch the Electric Vehicle charge

Peter Meany, Kate Turner
27 July 2022
2

When investors focus on the EV revolution, not enough think about the investment opportunities with the 'E'. The charging infrastructure underpins the whole sector and will undergo its own revolution.

Making death benefit nominations work for you

Julie Steed
27 July 2022

The High Court recently ruled that the traditional three-year lapsing binding death benefit nominations do not apply to SMSFs, but many SMSF trust deeds contain specific provisions on how the nomination must work.

A six-chart snapshot of June 2022 lending data

Stephen Wu
27 July 2022

The Australian economy is undergoing crucial changes. The Reserve Bank's attempts to slow activity is feeding into lending volumes and loan rates but can authorities manage inflation without economic contraction?

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Most viewed in recent weeks

Does your will qualify for the discretionary testamentary trust exemption?

Treasury has confirmed the exemption many families were hoping for. But buried in the fine print are two conditions that could leave some wills on the wrong side of the exemption, despite years of careful planning.

Rachael Rofe
15 July 2026

Ranking three common retirement strategies

The defining challenge of retirement isn't just about building wealth, it's about converting your lifetime savings into sustainable income. A holistic understanding of different strategies can improve long-term outcomes.

Mark LaMonica CFA
8 July 2026

Are you making these SMSF mistakes?

After four decades advising investors, there are a few common mistakes I've seen SMSF investors make. From holding too much cash and chasing yield to overtrading and trusting tips. Are these errors costing you?

Marcus Padley
22 July 2026

Australia has saved $4.5 trillion for retirement. Here's what matters more

Most Australians approaching retirement can tell you the exact dollar value of their super account. But success depends on more than a sizeable balance. Here's four key questions to ask yourself at the start of the financial year.

Dwayne Fernandes
8 July 2026

Lithium's latest drop and what it means for ASX investors

Lithium's latest sell-off has punished ASX miners as prices remain hostage to shifting expectations. The key challenge is navigating a market prone to extreme volatility despite a strong case for the long-term demand outlook.

David Tuckwell
15 July 2026

Retirement spending is not one-size-fits-all

New data challenges the idea that Australians are underspending their super. The bigger issue may be helping retirees navigate complexity, make confident decisions and use their savings to support security, wellbeing and choice.

Matt Werakso
22 July 2026

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