7 October 2025

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Simple maths says the AI investment boom ends badly Why we should follow Canada and cut migration Are LICs licked?Australian house price speculators: What were you thinking?Retirement income expectations hit new highs

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Home / 479

Edition: 479

1-8 out of 8 results.

Welcome to Firstlinks Edition 479 with weekend update

13 October 2022
10

There is a common frustration among investors that obtaining a single piece of financial advice involves a lengthy and costly consultation process. But it's easy to understand why it's necessary. We are all different, and how can anyone be financially advised without knowing their goals?

Will tokens fix Optus hacks and investment paperwork?

Graham Hand
12 October 2022
12

Despite advances in investing technology, the most fundamental step - the application process - often frustrates investors. Will 'tokenisation' be the solution to identify fraud, and what's the impact of Optus?

The super wars: Vanguard versus AustralianSuper

Annika Bradley
12 October 2022
32

Vanguard Super will launch later in the year with details yet to be confirmed, but it's likely to look like the Vanguard Personal Investor product. Will it really compete with the big, established super funds?

The danger in Labor's new franking credit proposal

Matthew Collins
12 October 2022
42

Listed companies often raise capital around the same time they pay dividends and return capital to shareholders, but proposed legislation may prevent companies paying franked dividends during a capital funding.

Recessions are usually good for sharemarkets

Ashley Owen
12 October 2022
9

By the time a recession is confirmed in the statistics, most of the sharemarket fall is probably in the past. Markets often start rise when the headlines are full of doom and gloom, and early investors are rewarded.

Lessons for our Year 12 economics students and investors

Angus Dennis
12 October 2022
6

Much economic success is based on private goods, where the benefit derives to the owner. The challenge for economics is with public goods, and our current Year 12 students are learning to address market failures.

Do Australians expect to have enough to self-fund retirement?

Helen Baker
12 October 2022
7

New research reveals the uncertain outlook for retirement, with most people admitting they will hold insufficient assets to self-fund their needs, and nearly one-third expect to carry debt into retirement.

Taming the Wild West of crypto needs a global approach

Dr Paul Mazzola, Mitchell Goroch
12 October 2022
3

Similar to banking, crypto is global, but its decentralised nature allows exploitation of regulatory differences. The failure of DeFi businesses reveals flaws in the ability of regulation to protect the public.

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Most viewed in recent weeks

Simple maths says the AI investment boom ends badly

This AI cycle feels less like a revolution and more like a rerun. Just like fibre in 2000, shale in 2014, and cannabis in 2019, the technology or product is real but the capital cycle will be brutal. Investors beware.

Harris Kupperman
27 August 2025

Why we should follow Canada and cut migration

An explosion in low-skilled migration to Australia has depressed wages, killed productivity, and cut rental vacancy rates to near decades-lows. It’s time both sides of politics addressed the issue.

James Gruber
27 August 2025

Are LICs licked?

LICs are continuing to struggle with large discounts and frustrated investors are wondering whether it’s worth holding onto them. This explains why the next 6-12 months will be make or break for many LICs.

James Gruber
10 September 2025

Australian house price speculators: What were you thinking?

Australian housing’s 50-year boom was driven by falling rates and rising borrowing power — not rent or yield. With those drivers exhausted, future returns must reconcile with economic fundamentals. Are we ready?

Larry Bricks*
27 August 2025

Retirement income expectations hit new highs

Younger Australians think they’ll need $100k a year in retirement - nearly double what current retirees spend. Expectations are rising fast, but are they realistic or just another case of lifestyle inflation?

Vanguard Investments Australia
24 September 2025

Welcome to Firstlinks Edition 627 with weekend update

This week, I got the news that my mother has dementia. It came shortly after my father received the same diagnosis. This is a meditation on getting old and my regrets in not getting my parents’ affairs in order sooner.

4 September 2025

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