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30 June 2025
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What the FSI missed, experts' views on the future of superannuation, understanding ETF liquidity, retirees facing much lower yields from cash investments search elsewhere, and the low-down on hot-desking.
The FSI makes some important recommendations which would improve the super industry if implemented. However, the trade-off between return and risk is largely left untouched - it's an important opportunity missed.
David Murray and Don Russell spoke at a leadership forum as part of the SMSF Association's 2015 Conference on the future of Australia’s retirement income system. They included many valuable insights.
One benefit of ETFs for investors is their tradability - being able to buy or sell at any time through the ASX just like an ordinary share. But this leads many investors to mistakenly evaluate their liquidity in the same way.
Whilst the latest cut in the target cash rate to 2.25% is a positive move for equity investors, it's a negative for savers, especially retirees living off the income generated by their term deposits.
Hot-desking is sold as a way to break down work cultural barriers and increase collaboration. But while the company enjoys a reduction in costs, it seems the quality of the working environment may be reduced.
Sydney is set to become the world’s most expensive city for housing over the next 12 months, a new report shows. Our other major cities aren’t far behind unless there are major changes to improve housing affordability.
The Government's proposed tax has copped a lot of flack though I think it's a reasonable approach to improve the long-term sustainability of superannuation and the retirement income system. Here’s why.
You've no doubt heard about Division 296. These case studies show what people at various levels above the $3 million threshold might need to pay the ATO, with examples ranging from under $500 to more than $35,000.
The $3m super tax could be put down to the Government needing money and the wealthy being easy targets. It’s deeper than that though and this looks at the factors behind the policy and why more taxes on the wealthy are coming.
The super tax has caused an almighty scuffle, but for SMSFs impacted by the proposed tax, a big question remains: what should they do now? Here are ideas for those wanting to withdraw money from their SMSF.
Australia's superannuation inequities date back to poor decisions made by Parliament two decades ago. If super for the wealthy needs resetting, so too does the defined benefits schemes for our public servants.