Register For Our Mailing List

Register to receive our free weekly newsletter including editorials.

Securitized credit: More relatable and connected to daily life than you think

Good morning! The first thing you likely did today was turn off your alarm on your mobile phone. You showered, got dressed, poured your fuel for your day, and left your house. You hopped in your car which only has a handful of monthly payments left, and made your way to the office. You had lunch at your favorite fast casual restaurant chain, and on your way home from work, you stopped by the gym for a quick workout. Sounds like a pretty typical day in one’s life.

Cell phones, residential housing, autos, offices, franchise restaurants, and fitness centers — what do they all have in common? Two key traits: (1) all have important touchpoints in daily life, and (2) all are collateral that can be securitized.

Securitizations are all around our daily lives, so why do they strike most of us as a complex, financially engineered labyrinth?

Download the full paper

  •   30 May 2024
  •      
  •   

 

Leave a Comment:

banner

Sponsors

Alliances

© 2026 Morningstar, Inc. All rights reserved.

Disclaimer
The data, research and opinions provided here are for information purposes; are not an offer to buy or sell a security; and are not warranted to be correct, complete or accurate. Morningstar, its affiliates, and third-party content providers are not responsible for any investment decisions, damages or losses resulting from, or related to, the data and analyses or their use. To the extent any content is general advice, it has been prepared for clients of Morningstar Australasia Pty Ltd (ABN: 95 090 665 544, AFSL: 240892), without reference to your financial objectives, situation or needs. For more information refer to our Financial Services Guide. You should consider the advice in light of these matters and if applicable, the relevant Product Disclosure Statement before making any decision to invest. Past performance does not necessarily indicate a financial product’s future performance. To obtain advice tailored to your situation, contact a professional financial adviser. Articles are current as at date of publication.
This website contains information and opinions provided by third parties. Inclusion of this information does not necessarily represent Morningstar’s positions, strategies or opinions and should not be considered an endorsement by Morningstar.