Saturday, 18 September 2021

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Unexpected results in our retirement income survey Three all-time best tables for every adviser and investor The looming excess of housing and why prices will fall Five stocks that have worked well in our portfolios 10 reasons wealthy homeowners shouldn't receive welfare

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Home / Financial Literacy

Financial Literacy

1-12 out of 34 results.

Punting with retail financial products beyond ASIC's watch

Professor Kevin Davis
15 July 2020
3

Complex products beyond the purview of ASIC are being offered to retail investors based on tax and return advantages beyond the ability of investors to assess, making them manifestly unsuitable.

Why women are most hurt by financial pandemic

Erica Hall
30 June 2020
9

Many people were financially unprepared for a pandemic, but it is women who are suffering most because they earn less, have interrupted careers and have less risk-taking capacity.

Easy money: download Robinhood, buy stonks, bro down

Graham Hand
17 June 2020
21

Millions of inexperienced traders have entered global equity markets since the end of March, fuelled by hype in a rapidly-rising market. What is happening and how are they having an impact?

Designing a world-class post-retirement system

Deborah Ralston
23 October 2019
1

Australia has an opportunity to build a world-class decumulation system that gives individuals security and flexibility in retirement, but it's different from the accumulation phase (republished from 2013).

Get real: how we delude ourselves about investments

Graham Hand
29 August 2018
21

What cost $1 in 1988 now costs $2.29 adjusted for inflation. We should make return calculations in real terms or we are deluding ourselves about investment performance over longer terms.

HILDA Survey: Cuffelinks readers smart, perhaps too smart

Leisa Bell
16 August 2018
5

Last week, we asked 'Are Cuffelinks readers smarter than average?'. Turns out the answer is a firm YES, but we also learned how often financial matters can be open to interpretation.

Are Cuffelinks readers smarter than average?

Leisa Bell
8 August 2018
42

The 2018 HILDA Survey included five questions aimed at measuring financial literacy. We have replicated these in Cuffelinks' own quiz to compare our readership's results with that of the rest of Australia.

Spicing up two main investment principles

Don Stammer
7 September 2017
4

Telling investment stories in the form of a fable or parable is a great way to overcome the reluctance of many inexperienced investors to think about saving.

Investor surveys highlight opportunities for financial advisers

Alan Hartstein
8 September 2016

Improving financial literacy and capitalising on the changing investment trends of SMSF trustees, are big opportunities for financial advisers, according to two recent surveys.

Portrait of a modern investor

David Goodsell
25 August 2016

The modern investor has access to many products but the level of financial literacy struggles to keep pace leading to confusion and conflicted goals. This study shows the types of conversations investors should have with advisers.

A sombre reflection on financial literacy

David Bell
16 April 2015
6

People with low levels of financial literacy have a greater likelihood of making financial mistakes, including being misled or defrauded. The financial services industry should work to address this.

Retirement myths doing more harm than good

Peter Vann and Chris Condon
12 September 2014
13

Australia's super industry has confused or complicated the primary purpose of providing for retirement by fostering these five retirement myths. While some are based on truths, others are not worth believing.

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Most viewed in recent weeks

Unexpected results in our retirement income survey

Who knew? With some surprise results, the Government is on unexpected firm ground in asking people to draw on all their assets in retirement, although the comments show what feisty and informed readers we have.

Graham Hand
11 August 2021

Three all-time best tables for every adviser and investor

It's a remarkable statistic. In any year since 1875, if you had invested in the Australian stock index, turned away and come back eight years later, your average return would be 120% with no negative periods.

Romano Sala Tenna
18 August 2021

The looming excess of housing and why prices will fall

Never stand between Australian households and an uncapped government programme with $3 billion in ‘free money’ to build or renovate their homes. But excess supply is coming with an absence of net migration.

Tim Toohey
1 September 2021

Five stocks that have worked well in our portfolios

Picking macro trends is difficult. What may seem logical and compelling one minute may completely change a few months later. There are better rewards from focussing on identifying the best companies at good prices.

Anthony Aboud
25 August 2021

10 reasons wealthy homeowners shouldn't receive welfare

The RBA Governor says rising house prices are due to "the design of our taxation and social security systems". The OECD says "the prolonged boom in house prices has inflated the wealth of many pensioners without impacting their pension eligibility." What's your view?

Graham Hand
15 September 2021

Six COVID opportunist stocks prospering in adversity

Some high-quality companies have emerged even stronger since the onset of COVID and are well placed for outperformance. We call these the ‘COVID Opportunists’ as they are now dominating their specific sectors.

Ned Bell
11 August 2021

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