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Vanguard Investments Australia

Concentration in stock portfolios versus returns: Separating myth from reality

While some equity markets, such as the U.S., have indeed become more concentrated in the last 20 years, others have moved in the opposite direction, while Australia has seen its level of concentration remain relatively stable.

How Australia Retires 2026

This report explores how prepared Australians are for retirement, how confident they feel, and the key factors shaping outcomes. It also looks into Australians’ lifestyle expectations in retirement: how they prioritise spending and the trade-offs they are willing or unwilling to make.

Risk Speedometers: What are allocators buying and selling?

During H1 2026, it seems fund allocators stayed disciplined and continued to rebalance portfolios rather than chase performance as they had previously. However, equity returns continued to outpace fixed income, meaning additional rebalancing may still be needed.

2026 outlook: Economic upside, stock market downside

AI’s rapid evolution has increased its potential to become a transformative economic force, with promising implications for productivity across industries. Adoption is accelerating, and while today’s leaders dominate headlines, tomorrow’s winners may look very different.

How Australia Retires 2025

The growing divide between retirement expectations and reality is undermining Australians’ retirement confidence. The good news? Vanguard’s 2025 How Australia Retires report identifies 5 key steps that could more than double your retirement confidence.

The enduring wisdom of John Bogle in five quotes

From buying the whole market to controlling emotions, John Bogle’s legendary advice reminds investors that patience, discipline, and low costs are the keys to investment success in any market environment.

Latest Updates

Superannuation

Superannuation’s structural failings

Politicians are fighting over access to super, but they may be arguing about the wrong thing. The system’s three fundamental flaws have been hiding in plain sight for decades, costing Australians far more than they realise.

Planning

The great wealth transfer myth

Why do some families preserve wealth for generations while others struggle to? As the great wealth transfer unfolds, the determining factor is often not the structure of the estate, but the preparation of those who will inherit it.

Investment strategies

What comes after bank hybrids?

For years, bank hybrids have been a cornerstone of portfolio income. With tens of billions of dollars now disappearing from the market, investors face a critical question: what comes next, and are the obvious replacements enough?

Investment insights from the US

What happens when knowledge becomes a commodity? The latest themes emerging from the US tech sector suggest AI could reshape company moats, disrupt incumbents and create winners and losers in unexpected places.

Investing

Can Berkshire thrive without Buffett?

Warren Buffett's departure marks the end of an era. But the more important question for investors is whether Berkshire's culture, discipline and capital allocation framework can survive without the man who built them.

Retirement

The Bengen 4% Rule: Lost in translation

For years, retirees have been told to focus on withdrawal rates. But the real question is far simpler: how many dollars can you safely spend? The answer may be very different from what conventional retirement wisdom suggests.

Interest rates

Super low interest rates came with side effects

For more than a decade, investors lived through an era of near-zero interest rates. With bond yields now surging, it's worth asking whether cheap money solved economic problems, or introduced a much larger set of risks.

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