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Edition 3

22 February 2013

Welcome from Chris Cuffe

Two weeks after the publication of the first Cuffelinks newsletter, we have about 1,700 subscribers and over 25,000 page views on our website. Thanks for your interest and for passing it around to your friends and colleagues.

We mark this edition by calling out two big SMSF milestones: $500 billion in total assets and 500,000 SMSFs in operation, based on the ATO’s estimate of December 2012 and the strong markets of 2013. It’s ironic that Graham Hand writes about a service which may be preferable for many SMSF trustees, the lesser-known ‘super wraps’.

We’ve been asked whether articles from Cuffelinks can be republished without requesting our permission. We want to share ideas, opinions and comments with as wide an audience as possible, and as long as Cuffelinks (name and website address) and the author are acknowledged as the source, you are free to put our material on your website or wherever, and forward articles to other people.

It was pleasing this week to read useful feedback on my article about what financial planning is worth paying for, with some of the comments attached to last week’s article. Informative alternative approaches to strategic advice.

Elsewhere in this edition, we have the third and final article by Paul Keating, this one on the need to defend dividend imputation; Andrew Bloore of SuperIQ gives his views on the value of super; David Bell provides a timely critique of APRA’s Standard Risk Measure; Rick Cosier writes a primer on insurance, as valuable in a financial plan as investing; and Aaron Minney explains why you need to know the difference between arithmetic and geometric returns. Chris

Top articles from Cuffelinks, 22 February 2013, Edition 3

Dividend imputation and super are worth fighting for P J Keating
Is APRA’s Standard Risk Measure helpful? David Bell
Do we really need superannuation? Andrew Bloore
Self managed super’s best kept secret Graham Hand
The insurance essentials Rick Cosier
Understanding arithmetic and geometric returns Aaron Minney

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