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27 April 2024
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Growth and market returns, real wage changes and retirement incomes, the F-words explained, LRBAs for SMSFs, margin lending caution and who's who in 'mFunds'. And happy anniversary!
Surely it's a truism that economic growth, earnings growth and growth in stock prices are directly related. When you look over the last three decades, the real world appears quite different.
The impact of real wage growth on your future retirement income depends a lot on your pre-retirement position. Will you be kept in the manner to which you have become accustomed or will some adjustments need to be made?
Dr. Jack Gray continues his irregular, irritating series of dictionary narratives, with these sagacious insights into the world of financial jargon.
Using a limited recourse loan to buy property within a SMSF sounds great but the restrictions on such arrangements will work against you when it comes to improving or developing the land.
Investments using margin loans must at least cover the cost of interest and other fees, currently around 8%. Fewer investors are using these products, but how long until we fall in love all over again?
Following up on last week's article on the ASX's managed fund services, the announcement this week of the Foundation Members shows an impressive group of institutional and boutique fund managers.
The ATO has released all the superannuation rates and thresholds that will apply from 1 July 2024. Here's what’s changing and what’s not, and some key considerations and opportunities in the lead up to 30 June and beyond.
Life has radically shifted with my brain cancer, and I don’t know if it will ever be the same again. After decades of writing and a dozen years with Firstlinks, I still want to contribute, but exactly how and when I do that is unclear.
Australia will have 3.7 million more people in a decade's time, though the growth won't be evenly distributed. Over 85s will see the fastest growth, while the number of younger people will barely rise.
Being rich is having a high-paying job and accumulating fancy houses and cars, while being wealthy is owning assets that provide passive income, as well as freedom and flexibility. Knowing the difference can reframe your life.
Investor disgust, consolidation, de-listings, price discounts, activist investors entering - it’s what typically happens at business cycle troughs, and it’s happening to LICs now. That may present a potential opportunity.
The $3 million super tax will capture retired, and soon to retire, public servants and politicians who are members of defined benefit superannuation schemes. Lobbying efforts for exemptions to the tax are intensifying.