6 July 2026

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Home / Author: Harry Chemay

Harry Chemay

Investing and bike riding share similar cycles

Road cycling has an enthusiastic following among the corporate set, particularly within the investment community. Investing and cycling have much in common, especially after sitting in the saddle for a few days.

Harry Chemay
12 February 2015

Diversification’s focus moves to matching future needs

Diversification thinking has evolved from risk and correlations to a focus on matching the future expected liabilities of an investor. It can change the way assets are allocated.

Harry Chemay
11 July 2014
2

Diversification lessons from the GFC

While diversification makes sense in theory, how did it hold up during the global financial crisis? Follow the crisis through the lens of correlations and diversification.

Harry Chemay
27 June 2014
1

Diversification: past, present and future

Follow diversification's past, present and future in this three-part series. Part one takes us from Shakespeare’s Merchant of Venice to the classic strategic asset allocation pie chart used throughout the investing world today.

Harry Chemay
20 June 2014
1

The 4% Rule for retirement withdrawals may be too high

Australian research on retirement withdrawal rates challenges the long-accepted ‘4% Rule’ used by many planning professionals when advising self-funded retirees. The optimal rate? Well, let's start a conversation.

Harry Chemay
21 March 2014
2

Bill & Ted’s (Not So) Excellent Sequencing Adventure

The timing of returns can produce very different retirement outcomes, especially if poor returns occur when a nest egg is at its maximum. We cannot assume the average return over time will deliver as intended.

Harry Chemay
14 March 2014
2

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SMSF strategies

Meg on SMSFs: How wide is the ban on LRBAs?

The government's recent deal with the Greens has put SMSF property borrowing on the chopping block. The change raises tricky questions about timing, exceptions and what SMSFs will still be able to buy.

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Why Australian shares are falling behind the world

Australia’s market boasts a long record of outperformance, but recent results tell a different story. Is the ASX’s lagging performance a temporary setback or evidence that structural forces will keep global markets ahead?

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The next phase of Australian equity leadership

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Economy

Global market growth hinges on Iran War and AI rollout

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Christine Benz
1 July 2026
6

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