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Australia's retirement system works brilliantly for some - but not all Australian stocks will crush housing over the next decade, 2025 edition The 3 biggest residential property myths AFIC on the speculative ASX boom, opportunities, and LIC discounts Where to hide in the ‘everything bubble’

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Edition: 153

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Edition 153

29 April 2016

Next Tuesday's Federal Budget sets the scene for the coming election, with many policy differences between the parties. This week, we include a survey which asks your opinion on the 'Deficit Dozen', 12 potential policy changes relating to superannuation. We will publish the early results on our website on Sunday, a couple of days before the Budget.

Survey on potential superannuation changes in Budget 2016

Graham Hand
28 April 2016
15

Please take our survey on your attitude to potential changes in the superannuation rules in the Federal Budget 2016. It will only take a minute or so. What would you change?

What to look for in unlisted real estate funds

Adrian Harrington
28 April 2016
3

Part 1 of this two-part series on unlisted real estate funds, or syndicates, explores their characteristics and most importantly, how the Net Tangible Asset calculation can be misleading. Every syndicate is unique.

Pension drawdown affects asset allocation decision

Gordon Thompson
28 April 2016
6

The method chosen to determine the amount of pension payments from superannuation should influence the allocation towards the volatility of growth or income-based assets.

Bankers must realise they are fiduciaries

Ashley Owen
28 April 2016
5

The fiduciary duty of banks, while not legislated, is implied by their central role in the economy. Bank deposits are accepted as 'money', and public confidence in banks is fundamental to a functioning economy.

Large funds need to earn retirement loyalty

Jeremy Duffield
28 April 2016
1

A clear challenge for superannuation funds is improving customer loyalty as they transition from accumulation phase to pension phase. There is not enough urgency in addressing member retention at this crucial moment.

Lenders asleep at the wheel on Arrium

Jonathan Rochford
28 April 2016
2

Arrium's collapse provides a case study on how Australian banks failed to properly monitor loan quality and company developments. Compensation for risk is one thing, but equally crucial is return of capital.

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