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Edition: 41

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Edition 41

  • 22 November 2013

Better post-retirement planning, the QE party, Australia with the PIIGS, innovate or stagnate, Happy Birthday $A float, and when super started.

A better approach to post-retirement planning

Retirees should consider the best mix of capital preservation, income variability and income requirements, and then be shown how these can be traded against each other with varying degrees of probability.

Beware the headache when the QE party ends

Buying long-term bonds at yields below historical inflation rates is asking for trouble, despite the recent rises in bond rates. Even QE policymakers have their doubts.

Australia joins the PIIGS

Australian 10 year bond rates, once yielding 5% less than PIIGS countries Italy and Spain, are now trading at the same rates. Surely we are not squealing down at their level.

Companies that fear innovation risk stagnating

Too busy? We need to be motivated to take the time and space to look for a vision of the future, where we can drive growth in our businesses by stimulating demand. Or face the consequences of stagnation.

Happy 30th, $A float best policy change in post-war era

Let's celebrate the positive effects of a floating exchange rate and the way it adjusts to make economic policy more effective. With some exceptions, a floating currency acts as a shock absorber to cushion volatility.

Keating’s margin notes on the start of national super

There’s as good a record as any, from the father of modern superannuation. The start of national superannuation was 4 September 1985, not seven years later when the superannuation guarantee started.

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Building a lazy ETF portfolio in 2026

What are the best ways to build a simple portfolio from scratch? I’ve addressed this issue before but think it’s worth revisiting given markets and the world have since changed, throwing up new challenges and things to consider.

Get set for a bumpy 2026

At this time last year, I forecast that 2025 would likely be a positive year given strong economic prospects and disinflation. The outlook for this year is less clear cut and here is what investors should do.

Meg on SMSFs: First glimpse of revised Division 296 tax

Treasury has released draft legislation for a new version of the controversial $3 million super tax. It's a significant improvement on the original proposal but there are some stings in the tail.

Ray Dalio on 2025’s real story, Trump, and what’s next

The renowned investor says 2025’s real story wasn’t AI or US stocks but the shift away from American assets and a collapse in the value of money. And he outlines how to best position portfolios for what’s ahead.

10 fearless forecasts for 2026

The predictions include dividends will outstrip growth as a source of Australian equity returns, US market performance will be underwhelming, while US government bonds will beat gold.

13 million spare bedrooms: Rethinking Australia’s housing shortfall

We don’t have a housing shortage; we have housing misallocation. This explores why so many bedrooms go unused, what’s been tried before, and five things to unlock housing capacity – no new building required.

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