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Edition: 92

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Edition 92

  • 12 December 2014

Asian trade links, ASX's mFund service, Howard Marks on oil, bargaining lessons from Medibank, long term investing and aged care costs.

FTA trifecta opens Asian export opportunities

Australia's exports are increasingly skewed towards our three largest trading partners - China, Japan and Korea - making the Free Trade Agreements with these countries vital for further growth.

A fund manager’s perspective on ASX’s mFund

Many brokers and fund managers have not yet joined the ASX's Managed Fund Settlement Service, mFund. One fund manager explains why they took the leap and their early experiences.

Howard Marks on the unpredictability of commodity prices

Howard Marks tells a New York conference that there's no way to predict commodity prices, as we cannot know what will happen in the future.

A lesson in bargaining, Medibank-style

The Medibank sale was carefully handled to ensure not much was left on the table, but that did not prevent a scramble for shares. Both retail investors and institutions were allocated a fraction of their bids.

Benefits of long term investing

Part two in the series on long term investing sets out its advantages and the associated strategies available. Long term investing is not easy, but one rather distinct advantage is the prevalence of short term investors.

‘Tis the season, and aged care may be on the wish list

The final of our series on aged care in Australia covers aged care facilities. More than a third of men and half of women who reach 65 are expected at some point to live in aged care. Understanding the recent reforms is key.

David Murray moves the goalposts

The highlights are a prohibition on borrowing by super funds, change 'general advice' to another name and consider a default super fund tender process. Joe Hockey now faces some big decisions.

Most viewed in recent weeks

Why spending more in early retirement can improve lifetime income

Conventional wisdom encourages retirees to preserve superannuation. But if those likely to qualify for the Age Pension later in life spend a little more today, it may deliver higher lifetime income and a more stable retirement.

Testamentary trusts have secured the CGT exemption

Treasury’s latest CGT reform draft delivers a win for testamentary trusts and deceased estates, exempting estate-derived gains from the 30% floor. However, questions on death and divorce rollovers remain unresolved.

Meg on SMSFs: What do we think about reversionary pensions these days?

Reversionary pensions have long been a staple of SMSF estate planning, but are they still the best option? Meg Heffron revisits a once-clear favourite and asks whether changing super rules have shifted the balance.

Is it time to bail on Australian stocks?

For generations, Australian investors have backed banks, miners and dividends. But has that loyalty come at a cost? A look at the numbers raises an uncomfortable question about where future returns will come from.

Testamentary trusts survived the trust tax. The drafting battle has just begun.

The fight over testamentary trusts looked settled. Then the draft legislation arrived. Hidden in a technical detail is a question that could force many families to rethink wills they thought were already future-proof.

How does the 4% rule stack up?

The 4% rule has long been retirement's gold standard. But after a difficult period for investors, fresh analysis suggests a more conservative approach may significantly improve the chances of making savings last.

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