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Edition: 92

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Edition 92

  • 12 December 2014

Asian trade links, ASX's mFund service, Howard Marks on oil, bargaining lessons from Medibank, long term investing and aged care costs.

FTA trifecta opens Asian export opportunities

Australia's exports are increasingly skewed towards our three largest trading partners - China, Japan and Korea - making the Free Trade Agreements with these countries vital for further growth.

A fund manager’s perspective on ASX’s mFund

Many brokers and fund managers have not yet joined the ASX's Managed Fund Settlement Service, mFund. One fund manager explains why they took the leap and their early experiences.

Howard Marks on the unpredictability of commodity prices

Howard Marks tells a New York conference that there's no way to predict commodity prices, as we cannot know what will happen in the future.

A lesson in bargaining, Medibank-style

The Medibank sale was carefully handled to ensure not much was left on the table, but that did not prevent a scramble for shares. Both retail investors and institutions were allocated a fraction of their bids.

Benefits of long term investing

Part two in the series on long term investing sets out its advantages and the associated strategies available. Long term investing is not easy, but one rather distinct advantage is the prevalence of short term investors.

‘Tis the season, and aged care may be on the wish list

The final of our series on aged care in Australia covers aged care facilities. More than a third of men and half of women who reach 65 are expected at some point to live in aged care. Understanding the recent reforms is key.

David Murray moves the goalposts

The highlights are a prohibition on borrowing by super funds, change 'general advice' to another name and consider a default super fund tender process. Joe Hockey now faces some big decisions.

Most viewed in recent weeks

Why have Australian living standards 'fallen' and how do we fix it?

For the last few years there has been much talk of a 'cost-of-living' crisis in Australia and of 'falling living standards'. Lately this has flared up again with the pickup in inflation resulting in a renewed fall in real wages.

Will you run out of money in retirement?

Fear of running out has become a defining retirement anxiety. Why do some retirees die with substantial wealth while others deplete their nest egg? Evidence suggests the answer is more complicated than we think. 

Four options for an income investor’s next dollar

What if Australia’s golden age of dividends is ending? Rather than overhaul your portfolio, it may be worth considering where new capital can work harder. I discuss four income strategies and the trade-offs behind each.

Why spending more in early retirement can improve lifetime income

Conventional wisdom encourages retirees to preserve superannuation. But if those likely to qualify for the Age Pension later in life spend a little more today, it may deliver higher lifetime income and a more stable retirement.

The investment that sidesteps the new tax traps

Tax rules have changed, but many investors are still using yesterday’s strategies. Insurance bonds may offer advantages for those seeking greater control, tax efficiency and certainty about their wealth.

Testamentary trusts have secured the CGT exemption

Treasury’s latest CGT reform draft delivers a win for testamentary trusts and deceased estates, exempting estate-derived gains from the 30% floor. However, questions on death and divorce rollovers remain unresolved.

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