Register For Our Mailing List

Register to receive our free weekly newsletter including editorials.

Home / 232

Welcome to Cuffelinks Fifth Anniversary Edition 232

  •   21 December 2017

Chris Cuffe's favourites from the first five years

Five years ago, Chris Cuffe and a few friends established a financial newsletter where market experts share their ideas with an online community. Cuffelinks is now a leading source of insights on investing, superannuation and many social and demographic issues.

Our website includes a searchable archive of 1,500 articles from about 500 writers, the subscriber base is 22,000 with over 30,000 unique visitors a month who have made 3 million pageviews. Some of our articles have been read over 30,000 times, and subscribers have made over 5,000 comments. Please keep them coming.

Chris has chosen 10 of his favourites which have stood the test of time. These articles have not been 're-edited' and should be read in the context of the date they were written.

Click here to download the free ebook, Fifth Anniversary Showcase.

Please share this free ebook with friends and encourage them to subscribe for more great reading next year.

Two 60th birthdays

Two notable birthdays, at least for me, your Managing Editor. The S&P500 turned 60 earlier this year, and it's my milestone this week. S&P produced this graphic on how the world has changed in my lifetime. Very kind of them. I have gone from being one of 2.9 billion people to one of 7.4 billion. The S&P US Index increased from 44 to 2,396, showing the power of long-term investing. The number of industrial stocks in the S&P500 has fallen from 425 to only 68.

Source: S&P Dow Jones Indices. For footnotes, see Indexology, December 2017 edition.

While the S&P500 will outlive me, according to this longevity calculator, my life expectancy is 92 years. So even at this 'mature' stage, my investment horizon is at least 32 years, requiring a decent allocation to growth assets. We will also have amazing medical breakthroughs in the next decade or so that will extend life expectancy beyond our wildest estimates. If you want to comment on life and investing from 60 and beyond, please go here.

Summer series of Cuffelinks

Throughout January 2018, to celebrate five years of publishing, five prominent industry executives have each chosen five of their favourite articles from our archive. These guest editors will explain why the insights in these articles stood out for them.

We'll be back with new content and new ideas soon. Have a great Christmas and holiday season from all at Cuffelinks.

Thanks for coming on the journey with us over the last five years. Thanks also to our sponsors who enable Cuffelinks to be distributed free to subscribers and other readers.


Graham Hand, Managing Editor
Leisa Bell, Assistant Editor



Leave a Comment:


Most viewed in recent weeks

Unexpected results in our retirement income survey

Who knew? With some surprise results, the Government is on unexpected firm ground in asking people to draw on all their assets in retirement, although the comments show what feisty and informed readers we have.

10 reasons wealthy homeowners shouldn't receive welfare

The RBA Governor says rising house prices are due to "the design of our taxation and social security systems". The OECD says "the prolonged boom in house prices has inflated the wealth of many pensioners without impacting their pension eligibility." What's your view?

Three all-time best tables for every adviser and investor

It's a remarkable statistic. In any year since 1875, if you had invested in the Australian stock index, turned away and come back eight years later, your average return would be 120% with no negative periods.

The looming excess of housing and why prices will fall

Never stand between Australian households and an uncapped government programme with $3 billion in ‘free money’ to build or renovate their homes. But excess supply is coming with an absence of net migration.

Five stocks that have worked well in our portfolios

Picking macro trends is difficult. What may seem logical and compelling one minute may completely change a few months later. There are better rewards from focussing on identifying the best companies at good prices.

Six COVID opportunist stocks prospering in adversity

Some high-quality companies have emerged even stronger since the onset of COVID and are well placed for outperformance. We call these the ‘COVID Opportunists’ as they are now dominating their specific sectors.

Latest Updates


10 reasons wealthy homeowners shouldn't receive welfare

The RBA Governor says rising house prices are due to "the design of our taxation and social security systems". The OECD says "the prolonged boom in house prices has inflated the wealth of many pensioners without impacting their pension eligibility." What's your view?


Sean Fenton on marching to your own investment tune

Is it more difficult to find stocks to short in a rising market? What impact has central bank dominance had over stock selection? How do you combine income and growth in a portfolio? Where are the opportunities?


D’oh! DDO rules turn some funds into a punching bag

The Design and Distribution Obligations (DDO) come into effect in two weeks. They will change the way banks promote products, force some small funds to close to new members and push issues into the listed space.


Dividends, disruption and star performers in FY21 wrap

Company results in FY21 were generally good with some standout results from those thriving in tough conditions. We highlight the companies that delivered some of the best results and our future  expectations.

Fixed interest

Coles no longer happy with the status quo

It used to be Down, Down for prices but the new status quo is Down Down for emissions. Until now, the realm of ESG has been mainly fund managers as 'responsible investors', but companies are now pushing credentials.

Investment strategies

Seven factors driving growth in Managed Accounts

As Managed Accounts surge through $100 billion for the first time, the line between retail, wholesale and institutional capabilities and portfolios continues to blur. Lower costs help with best interest duties.


Reader Survey: home values in age pension asset test

Read our article on the family home in the age pension test, with the RBA Governor putting the onus on social security to address house prices and the OECD calling out wealthy pensioners. What is your view?



© 2021 Morningstar, Inc. All rights reserved.

The data, research and opinions provided here are for information purposes; are not an offer to buy or sell a security; and are not warranted to be correct, complete or accurate. Morningstar, its affiliates, and third-party content providers are not responsible for any investment decisions, damages or losses resulting from, or related to, the data and analyses or their use. Any general advice or ‘regulated financial advice’ under New Zealand law has been prepared by Morningstar Australasia Pty Ltd (ABN: 95 090 665 544, AFSL: 240892) and/or Morningstar Research Ltd, subsidiaries of Morningstar, Inc, without reference to your objectives, financial situation or needs. For more information refer to our Financial Services Guide (AU) and Financial Advice Provider Disclosure Statement (NZ). You should consider the advice in light of these matters and if applicable, the relevant Product Disclosure Statement before making any decision to invest. Past performance does not necessarily indicate a financial product’s future performance. To obtain advice tailored to your situation, contact a professional financial adviser. Articles are current as at date of publication.
This website contains information and opinions provided by third parties. Inclusion of this information does not necessarily represent Morningstar’s positions, strategies or opinions and should not be considered an endorsement by Morningstar.

Website Development by Master Publisher.