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Graham Hand

Survey on super changes and your investing

To find out what our readers did with their super as a result of the changes, we are running a short survey, and the results will be published next week.

Banks and bankers: why do we shoot the messengers?

Despite the commonly held views that Australians hate banks, market research shows the vast majority are satisfied with their bank. Same with super funds. What about bank managers and financial advisers?

Congratulations to Chris on his Queen's Birthday Honours Award

Congratulations to Chris Cuffe, awarded an Officer of the Order of Australia for "distinguished service to the community as an advocate for philanthropy, as a supporter of improved financial efficiencies in charitable organisation and to the funds management industry”. Plus, of course, financial education through Cuffelinks.

Mary Meeker’s amazing Internet Trends 2017

The latest Internet Trends presentation from Mary Meeker comes in at a weighty 355 pages, but there is not a business or industry which is not affected by these changes. Watch her 33 minute summary.

What will happen with the bank levy?

Lower profits and dividends? Lower deposit rates? Higher home loan rates? Higher fees? Lower bank salaries and bonuses? Dumping or an increase? Where will the cost of the bank levy go?

How I lost my files to ransomware

A cautionary tale to remind us that the authentic-looking email from that authentic company we deal with may not be friendly at all. This is what a ransomware virus can do after a moment’s lack of care.

Latest Updates

Economy

Ray Dalio on 2025’s real story, Trump, and what’s next

The renowned investor says 2025’s real story wasn’t AI or US stocks but the shift away from American assets and a collapse in the value of money. And he outlines how to best position portfolios for what’s ahead.

Superannuation

No, Division 296 does not tax franking credits twice

Claims that Division 296 double-taxes franking credits misunderstand imputation: franking credits are SMSF income, not company tax, and ensure earnings are taxed once at the correct rate.

Investment strategies

Who will get left holding the banks?

For the first time in decades, the Big 4 banks have real competition in home loans. Macquarie is quickly gain market share, which threatens both the earnings and dividends of the major banks in the years ahead.

Investment strategies

AI economic scenarios: revolutionary growth, or recessionary bubble?

Investor focus is turning increasingly to AI-related risks: is it a bubble about to burst, tipping the US into recession? Or is it the onset of a third industrial revolution? And what would either scenario mean for markets?

Investment strategies

The long-term case for compounders

Cyclical stocks surge in upswings but falter in downturns. Compounders - reliable, scalable, resilient businesses - offer smoother, superior returns over the full investment cycle for patient investors.

Property

AREITs are not as passive as you may think

A-REITs are often viewed as passive rental vehicles, but today’s index tells a different story. Development and funds management now dominate earnings, materially increasing volatility and risk for the sector.

Australia’s quiet dairy boom — and the investment opportunity

Dairy farming offers real asset exposure, steady income and long-term growth, yet remains overlooked by investors seeking diversification beyond traditional asset classes.

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