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Edition: 170

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Edition 170

  • 26 August 2016

At the Bloomberg Address today, Cuffelinks put a question to Treasurer Scott Morrison on superannuation and his previous statements about not changing the rules and his definition of retrospectivity. His unequivocal reply leaves little hope for those expecting a retreat.

Treasurer says he will not revisit super changes

For those expecting changes in the proposed super rules, here's what the Treasurer said today: "The changes that we put forward ... I certainly have no intention of revisiting them."

Inside a hot IPO

An insider's view of how institutional investors approach a hot IPO and the charade that goes on between fund managers and the investment banks running the show.

Asia’s online dragons compare favourably with Facebook

American-based internet businesses are high on everyone's radar, but is biggest always best? It's worth checking the emerging market's equivalents and how differently they operate.

Fintechs overcome the trust barrier

Consumers of financial products are increasingly willing to place their trust in new intermediaries, including fintechs driving change with innovation and consumer-driven processes.

Are you in fixed interest for the duration?

Despite the global bond duration index nudging an historic peak of 7 years, portfolios can still benefit from holding exposure to fixed interest investments as long as investors are aware of the impact of duration.

The other problem with volatility

There are many ways to hedge against volatility, but often at a cost to the overall return of the portfolio. At what point is a smooth journey worth the impact on the destination?

Portrait of a modern investor

The modern investor has access to many products but the level of financial literacy struggles to keep pace leading to confusion and conflicted goals. This study shows the types of conversations investors should have with advisers.

Bank royal commission survey initial results

Amid the heated debate, the initial results of our survey show those opposing a bank royal commission strongly outweigh those for. The survey will remain open for a few more days.

Most viewed in recent weeks

Division 296: the initial moves to make before the windows close

What if the best superannuation strategy isn't about earning more, but acting before your options disappear? Several overlooked planning windows are narrowing, with consequences that can last for decades.

The retirement scorecard: how many of these questions can you answer?

From the maths of retirement, estimating spending and picking the right asset allocation to survive a poor decade, here are the questions every retiree – current or future – should be able to answer for themselves.

Testamentary trusts: Treasury has picked the wrong reading

A decades-old estate planning tool has survived one tax crackdown only to be caught by another. The surprise isn't who the reform is targeting, but who could end up paying the price for drafting choices made years ago.

Superannuation’s structural failings

Politicians are fighting over access to super, but they may be arguing about the wrong thing. The system’s three fundamental flaws have been hiding in plain sight for decades, costing Australians far more than they realise.

Avoid unnecessary CGT with this estate planning clause

A simple estate plan can create a ticking time bomb. One overlooked clause can pit spouses against children, delay inheritances, and potentially leave a family facing an unexpected tax bill worth hundreds of thousands of dollars.

Higher yields are creating opportunities in global bonds

Bond markets are adjusting to a new reality, but not in the ways investors expect. With markets repricing and capital competing for attention, investors may need to rethink where resilience and opportunity lie. 

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