4 October 2026

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Why spending more in early retirement can improve lifetime income Is it time to bail on Australian stocks?Testamentary trusts survived the trust tax. The drafting battle has just begun.Meg on SMSFs: What do we think about reversionary pensions these days?How does the 4% rule stack up?

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Home / 442

Edition: 442

1-8 out of 8 results.

Welcome to Firstlinks Edition 442 with weekend update

20 January 2022

One of the benefits of ETFs, besides the low fees for the index options, is the ease of access. Anyone with a broker account needs no fresh paperwork. But there are disadvantages in the ability to sell quickly and cheaply. Our behaviour is guided by what is easy, so we tend to overtrade and our portfolios suffer from not taking a longer-term, more considered perspective. A fraction more friction would help.

Three ways index investing masks extra risk

Graham Hand
19 January 2022
12

There are thousands of different indexes, and they are not all diversified and broadly-based. Watch for concentration risk in sectors and companies, and know the underlying assets in case liquidity is needed.

Will 2022 be the year for quality companies?

Roger Montgomery
19 January 2022
5

It is easy to feel like an investing genius over the last 10 years, with most asset classes making wonderful gains. But if there's a setback, companies like Reece, ARB, Cochlear, REA Group and CSL will recover best.

2022 outlook: buy a raincoat but don't put it on yet

Rob Lovelace
19 January 2022
7

In the 11th year of a bull market, near the end of the cycle, some type of correction is likely. Underneath is solid, healthy and underpinned by strong earnings growth, but there's less room for mistakes.

Time to give up on gold?

Jordan Eliseo
19 January 2022
1

In 2021, the gold price failed to sustain its strong rise since 2018, although it recovered after early losses. But where does gold sit in a world of inflation, rising rates and a competitor like Bitcoin?

Global leaders reveal surprises of 2021, challenges for 2022

BRINK
19 January 2022
1

In a sentence or two, global experts across many fields are asked to summarise the biggest surprise of 2021, and enduring challenges into 2022. It's a short and sweet view of the changes we are all facing.

What were the big stockmarket listings in record 2021?

James Posnett
19 January 2022
1

In 2021, sharemarket gains supported record levels of capital raisings and IPOs in Australia. The range of deals listed here shows the maturity of the local market in providing equity capital.

Let 'er rip: how high can debt-to-GDP ratios soar?

Michael Collins
19 January 2022
6

Governments and investors have been complacent about the build up of debt, but at some level, a ceiling exists. Are we near yet? Trouble is brewing, especially in the eurozone and emerging countries.

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Why spending more in early retirement can improve lifetime income

Conventional wisdom encourages retirees to preserve superannuation. But if those likely to qualify for the Age Pension later in life spend a little more today, it may deliver higher lifetime income and a more stable retirement.

David Knox
2 September 2026

Is it time to bail on Australian stocks?

For generations, Australian investors have backed banks, miners and dividends. But has that loyalty come at a cost? A look at the numbers raises an uncomfortable question about where future returns will come from.

Marcus Padley
9 September 2026

Testamentary trusts survived the trust tax. The drafting battle has just begun.

The fight over testamentary trusts looked settled. Then the draft legislation arrived. Hidden in a technical detail is a question that could force many families to rethink wills they thought were already future-proof.

Rachael Rofe
16 September 2026

Meg on SMSFs: What do we think about reversionary pensions these days?

Reversionary pensions have long been a staple of SMSF estate planning, but are they still the best option? Meg Heffron revisits a once-clear favourite and asks whether changing super rules have shifted the balance.

Meg Heffron
26 August 2026

How does the 4% rule stack up?

The 4% rule has long been retirement's gold standard. But after a difficult period for investors, fresh analysis suggests a more conservative approach may significantly improve the chances of making savings last.

Amy C. Arnott
26 August 2026

The new capital gains tax trap for your portfolio

Investors have long accepted one portfolio rule without much question. A major tax shift could change that calculation entirely, forcing difficult trade-offs between risk, discipline and an overlooked cost lurking beneath.

Shani Jayamanne
16 September 2026

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