24 July 2026

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The strange effect of the 30% minimum capital gains tax High quality businesses are on sale Does your will qualify for the discretionary testamentary trust exemption?Ranking three common retirement strategies Welcome to Firstlinks Edition 667 with weekend update

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Home / Author: Bruce Gregor

Bruce Gregor

Two courageous responses to the Retirement Income Review

The Retirement Income Review has received criticism for compromising future super balances and not supporting the SG increase. The same result as an increase could be achieved by changing two other policies.

Bruce Gregor
9 December 2020
13

Life and death restarting the Australian economy

The back-to-work strategy is a fine balance between health experts advising on contamination, the need for a functioning economy and the adverse health impact of isolation. Perhaps we need a test region.

Bruce Gregor
8 April 2020
13

What night moves on the US market mean for Aussie stocks

Just how drastic is that 200-point fall in US markets overnight? Data from the last 35 years shows it takes a big swing for the Australian sharemarket to predictably follow a US lead.

Bruce Gregor
11 March 2020

Status, longevity and the age pension

Any change to the pension eligibility age should consider the differing situations that influence an individual’s working life, health and mortality. If a labourer can’t work beyond 60 it’ll be a long wait to access a pension.

Bruce Gregor
2 May 2014
1

Supersize and individual reporting for members

Super funds should provide a calculation of a member’s actual average return over their period of membership based on their own personal cash flow of contributions and fees experienced.

Bruce Gregor
27 June 2013

A brighter view of dependency ratios

In 1909, there were 15 workers for every retiree, but by 2025 it will be down to only 3.5 workers. But we're still defining 'retiree' as over 65. Using dynamic retirement age principles gives a brighter perspective on old age dependency.

Bruce Gregor
19 April 2013
4

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Latest Updates

Superannuation

Are you making these SMSF mistakes?

After four decades advising investors, there are a few common mistakes I've seen SMSF investors make. From holding too much cash and chasing yield to overtrading and trusting tips. Are these errors costing you?

Marcus Padley
22 July 2026
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Retirement spending is not one-size-fits-all

New data challenges the idea that Australians are underspending their super. The bigger issue may be helping retirees navigate complexity, make confident decisions and use their savings to support security, wellbeing and choice.

Matt Werakso
22 July 2026
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Taxation

The missing link in the CGT debate

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Tony Dillon
22 July 2026
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Investment strategies

The surprising beneficiaries of the AI boom

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Tim Humphreys
22 July 2026

Superannuation

When losses in super become irreplaceable

The notion of 'you can afford more risk' assumes that losses can be replaced. Above a $2.1 million super balance the law says otherwise, and a worked example shows the refill takes decades, or never happens.

Trevor Schmid
22 July 2026
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Retirement

Why I object to ‘hitting a number’ for retirement

Many investors dream of “hitting their number” and walking into retirement. But what if reaching that milestone is the moment they should be asking the tough questions? After all, there's a lot more to life than a high portfolio value.

Christine Benz
22 July 2026

Planning

Does your will qualify for the discretionary testamentary trust exemption?

Treasury has confirmed the exemption many families were hoping for. But buried in the fine print are two conditions that could leave some wills on the wrong side of the exemption, despite years of careful planning.

Rachael Rofe
15 July 2026
12

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